Anne Arundel County property record for 51 Richards Ln, Annapolis, MD 21401
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,912 sqft · built 2007 |
| Lot Size | 0.036 acres (1,586 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,588,200 (Jan 2026) |
| Tax Bill | $16,501 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-005-90220335 |
| Primary APN | 06-005-90220335 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,912 sqft Total Area |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,586 sqft (0.036 acres) |
| Garage Type | Mixed |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00590220335 |
|---|---|
| Street Address | 51 RICHARDS LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2760 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT Y 51 RICHARD'S LN ACTON'S LANDING |
| Legal Subdivision | ACTONS LNDG PUD |
| Legal Lot Number | 51,Y |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 706102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Anne Arundel County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 51 RICHARDS LN, ANNAPOLIS, MD 21401-2760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 6, 2019 | Deed of Trust, Mortgage · Line of Credit REVERE BANK |
| Dec 6, 2019 | Deed of Trust, Mortgage · Line of Credit REVERE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on Record |
| Deed Sale | Jan 5, 2026 · Amount on Record |
| Prior Sale | Jun 22, 2015 · Amount on Record |
| Deed Document Number | 0041964264 |
| Deed Book / Page | 41964 / 264 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 5, 2026 |
| Property Address | 51 RICHARDS LN, ANNAPOLIS, MD 21401-2760 |
| Document Number | 0419640264 |
| Book / Page | 41964 / 264 |
| Map Reference | MB 276 PG 33 |
| Instrument Date | Dec 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,970.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 RICHARDS LN, ANNAPOLIS, MD 21401-2760 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 51 RICHARDS LN, ANNAPOLIS, MD 21401-2760 |
| Document Number | 0041964273 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 41964/273 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 51 RICHARDS LN, ANNAPOLIS, MD 21401-2760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0339290144 |
|---|---|
| Date | Dec 6, 2019 |
| Book Page | 33929/144 |
| Name | REVERE BANK |
|---|---|
| Type | Bank |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 51 RICHARDS LN, ANNAPOLIS, MD 21401-2760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0339290130 |
|---|---|
| Date | Dec 6, 2019 |
| Book Page | 33929/130 |
| Name | REVERE BANK |
|---|---|
| Type | Bank |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Anne Arundel County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,501.00 (+12.73%) | $1,151,567 (+12.98%) | $1,217,700 (+19.46%) Land $550,000 Building $667,700 |
| 2023 | $14,637.00 | $1,019,300 Land $550,000 Building $469,300 | $1,019,300 Land $550,000 Building $469,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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