Anne Arundel County property record for 49 Richards Ln, Annapolis, MD 21401
| Property Type | Townhouse |
|---|---|
| Details | 4.5 ba · 2,272 sqft · built 2007 |
| Lot Size | 0.026 acres (1,142 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,250,000 (Sep 2022) |
| Tax Bill | $15,197 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-005-90220334 |
| Primary APN | 06-005-90220334 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,272 sqft Living Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 772 sqft |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,142 sqft (0.026 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00590220334 |
|---|---|
| Street Address | 49 RICHARDS LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2760 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT X ACTONS LANDING |
| Legal Subdivision | ACTONS LANDING |
| Legal Block | 1 |
| Legal Lot Number | X |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 706102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Anne Arundel County records, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 RICHARDS LN, ANNAPOLIS, MD 21401-2760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Oct 5, 2020 | Correction Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on Record |
| Deed Sale | Sep 19, 2022 · Amount on Record |
| Prior Sale | Nov 16, 2009 · Amount on Record |
| Deed Book / Page | 39129 / 227 |
| Prior Transfer Date | Jul 28, 2020 |
| Prior Transfer Doc | 0353470308 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 19, 2022 |
| Property Address | 49 RICHARDS LN, ANNAPOLIS, MD 21401-2760 |
| Document Number | 0391290227 |
| Book / Page | 39129 / 227 |
| Map Reference | MB 276PG33-35PL14361 |
| Instrument Date | Aug 26, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | NEW LINE TITLE AND ESCROW COMPANY LLC, NEW LINE TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 49 RICHARDS LN, ANNAPOLIS, MD 21401-2760 |
| Document Number | 0039129233 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 39129/233 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 5, 2020 |
| Property Address | 49 RICHARDS LN, ANNAPOLIS, MD 21401-2760 |
| Document Number | 0353470308 |
| Book / Page | 035347 / 000308 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 RICHARDS LN ANNAPOLIS MD 214012760, ANNAPOLIS, MD 21401-2760 |
Source: Anne Arundel County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,142,133 (+13.04%) | $1,208,000 (+19.56%) Land $550,000 Building $658,000 | |
| 2024 | $15,197.00 (+4.74%) | ||
| 2023 | $14,509.00 | $1,010,400 Land $550,000 Building $460,400 | $1,010,400 Land $550,000 Building $460,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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