55 Ralph St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 55 Ralph St, Bangor, ME 04401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 814 sqft · built 1957
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Tax Bill$2,740 (2025)
Deeds & MortgagesMay 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNBANG M:005 L:042-B

Property Details

APN / Parcel Number

Primary APNBANG M:005 L:042-B
Alternative APNs
  • M:005 L:042=B
  • 4446

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area814 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number4446
Street Address55 RALPH ST
CityBANGOR
StateME
Zip04401-4470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURD1
Legal Lot Number42-B
JurisdictionBANGOR ME
Township / Civil DivisionBANGOR
Census Block Group3
Census Block3000
Census Tract500

Owner

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 RALPH ST, BANGOR, ME 04401-4470
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANGOR ME
Property Address55 RALPH ST, BANGOR, ME 04401-4470
Document Number0155420349
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 RALPH ST BANGOR ME 044014470, BANGOR, ME 04401-4470

Mortgage

Document Number0155420349
DateMay 29, 2020
Book Page015542/000349
Instrument14180
Lender
NameINFINITY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
MunicipalityBangor City
Unified School DistrictBangor (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,740.00 (+0.81%)$154,800 (+5.67%) Land $16,900 Building $137,900
2024$2,718.00 (+6.3%)$146,500 (+9.74%) Land $16,400 Building $130,100$201,495
2023$2,557.00 (+7.98%)$133,500 (+14.99%) Land $16,400 Building $117,100
2022$2,368.00$116,100 Land $16,400 Building $99,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR WATER DISTRICT
serves 27,298 people · EPA ID ME0090110
Water SourceSurface water
Last State InspectionAug 2024
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Ralph St

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