49 Ralph St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 49 Ralph St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,414 sqft · built 1957
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,800 (Nov 2006)
Tax Bill	$4,437 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BANG M:005 L:042-A`

Property Details

APN / Parcel Number

Primary APN	`BANG M:005 L:042-A`
Alternative APNs	`M:005 L:042=A` `8124`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,414 sqft Living Area
Basement Area	400 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1992
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	8124
Street Address	49 RALPH ST
City	BANGOR
State	ME
Zip	04401-4470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	42-A
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	3
Census Block	3000
Census Tract	500

Owner

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 RALPH ST, BANGOR, ME 04401-4470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit KATHADIN TRUST CO
Aug 27, 2020	Deed of Trust, Mortgage · Balloon Mortgage KATHADIN TRUST CO
Apr 9, 2020	Deed of Trust, Mortgage KATAHDIN TR CO
Apr 9, 2020	Deed of Trust, Mortgage KATAHDIN TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2006 · Amount on Record
Deed Sale	Nov 9, 2006 · Amount on Record
Deed Document Number	200641394
Deed Book / Page	10713 / 45
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	49 RALPH ST, BANGOR, ME 04401-4470
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0166870221
Date	Nov 15, 2022
Book Page	16687/221
Instrument	33586

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	49 RALPH ST, BANGOR, ME 04401-4470
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156690087
Date	Aug 27, 2020
Book Page	15669/87
Instrument	27080

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	49 RALPH ST, BANGOR, ME 04401-4470
Document Number	0155090256
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 RALPH ST BANGOR ME 044014470, BANGOR, ME 04401-4470

Mortgage

Document Number	0155090256
Date	Apr 29, 2020
Book Page	015509/000256
Instrument	11409

Lender

Name	KATAHDIN TR CO
Address	PATTEN, ME 04765

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	49 RALPH ST, BANGOR, ME 04401-4470
Document Number	0155060277
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 RALPH ST BANGOR ME 044014470, BANGOR, ME 04401-4470

Mortgage

Document Number	0155060277
Date	Apr 27, 2020
Book Page	015506/000277
Instrument	11253

Lender

Name	KATAHDIN TR CO
Address	PATTEN, ME 04765

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,437.00 (+0.16%)	$250,700 (+4.98%) Land $18,600 Building $232,100
2024	$4,430.00 (+5.48%)	$238,800 (+8.89%) Land $18,000 Building $220,800	$270,560
2023	$4,200.00 (+6.41%)	$219,300 (+13.33%) Land $18,000 Building $201,300
2022	$3,947.00	$193,500 Land $18,000 Building $175,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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