36 Ralph St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 36 Ralph St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,430 sqft · built 1920
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Tax Bill	$3,795 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BANG M:006 L:086`

Property Details

APN / Parcel Number

Primary APN	`BANG M:006 L:086`
Alternative APNs	`BANG M:6 L:86` `982`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,430 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	982
Old Parcel Number	BANG M:006 L:086
Street Address	36 RALPH ST
City	BANGOR
State	ME
Zip	04401-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	86
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	3
Census Block	3015
Census Tract	500

Owner

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36 RALPH ST, BANGOR, ME 04401-4438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Aug 14, 2018	Deed of Trust, Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Recording Date	Jun 18, 2026
Property Address	36 RALPH ST, BANGOR, ME 04401-4438
Document Number	0000016167
Book / Page	17914 / 278
Instrument Date	Jun 16, 2026
Instrument	202616167
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 RALPH ST, BANGOR, ME 04401-4438

Mortgage

Document Number	0000016167,
Date	Jun 18, 2026
Book Page	17914/278
Instrument	202616167

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	36 RALPH ST, BANGOR, ME 04401-4438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149050340
Date	Aug 14, 2018
Book Page	14905/0340
Instrument	000000023939

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	264 Months
Due	Aug 14, 2040

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,795.00 (-0.5%)	$214,400 (+4.28%) Land $33,000 Building $181,400
2024	$3,814.00 (+5.21%)	$205,600 (+8.61%) Land $32,000 Building $173,600	$250,040
2023	$3,625.00 (+6.21%)	$189,300 (+13.15%) Land $32,000 Building $157,300
2022	$3,413.00	$167,300 Land $32,000 Building $135,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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