55 Owensby Way, Trinity, AL 35673 Property Records

Morgan County property record for 55 Owensby Way, Trinity, AL 35673

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,596 sqft · built 2012
Lot Size	0.259 acres (11,281 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Nov 2024)
Tax Bill	$617 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-05-21-0-200-017.047`

Property Details

APN / Parcel Number

Primary APN	`02-05-21-0-200-017.047`
Alternative APNs	`145330` `72981`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,281 sqft (0.259 acres)
Lot Width	1 ft Width
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	145330
Street Address	55 OWENSBY WAY
City	TRINITY
State	AL
Zip	35673-6225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 95, STONE VILLAGE ESTATES MB 2008 PG 1 SEC 21, T5S, R5W
Legal Range	5W
Legal Township	5S
Legal Section	21
Legal Subdivision	STONE VILLAGE ESTATES
Legal Lot Number	95
Jurisdiction	MORGAN AL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1021
Census Tract	5101

Owner

55 Owensby Way is owned and occupied by two individuals who bought it in November 2024.

Source: Morgan County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 OWENSBY WAY, TRINITY, AL 35673-6225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	Apr 16, 2012 · Amount on File
Deed Book / Page	2024 / 9611
Prior Transfer Date	Oct 24, 2024
Prior Transfer Doc	02024/9611
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	55 OWENSBY WAY, TRINITY, AL 35673-6225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/03494
Date	Feb 2, 2018
Book Page	2018/03494

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 55 Owensby Way was $617 with exemptions applied.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Trinity City
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$617.00 Homeowner's exemption Senior Citizen's exemption	$21,500 (-0.92%) Land $3,500 Building $18,000	$215,000 (-0.92%) Land $35,000 Building $180,000
2024		$21,700 (-0.91%) Land $3,500 Building $18,200	$217,000 (-0.91%) Land $35,000 Building $182,000
2023	$751.00 (+17.53%) Homeowner's exemption Senior Citizen's exemption	$21,900 (-0.95%) Land $3,500 Building $18,400	$219,000 (-0.95%) Land $35,000 Building $184,000
2022	$639.00 Homeowner's exemption	$22,110 Land $3,500 Building $18,610	$221,100 Land $35,000 Building $186,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Owensby Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2002–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Owensby Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRINITY WATER WORKS SYSTEM serves 2,844 people · EPA ID AL0001091
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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