46 Owensby Way, Trinity, AL 35673 Property Records

Morgan County property record for 46 Owensby Way, Trinity, AL 35673

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,861 sqft · built 2009
Lot Size	0.294 acres (12,847 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Aug 2024)
Tax Bill	$966 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-05-21-0-200-017.004`

Property Details

APN / Parcel Number

Primary APN	`02-05-21-0-200-017.004`
Alternative APNs	`129820` `72938`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,861 sqft Living Area
1st Floor Area	1,861 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,847 sqft (0.294 acres)
Lot Width	1 ft Width
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	129820
Street Address	46 OWENSBY WAY
City	TRINITY
State	AL
Zip	35673-6228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 04, STONE VILLAGE ESTATES MB 2008 PG 1 SEC 21, T5S, R5W
Legal Range	5W
Legal Township	5S
Legal Section	21
Legal Subdivision	STONE VILLAGE ESTATES
Legal Lot Number	4
Jurisdiction	MORGAN AL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1023
Census Tract	5101

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 OWENSBY WAY, TRINITY, AL 35673-6228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit CB&S BANK INC
Jan 20, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2024 · Amount on Record
Deed Sale	Aug 7, 2024 · Amount on Record
Prior Sale	Oct 15, 2008 · Amount on Record
Deed Book / Page	2024 / 6720
Prior Transfer Date	Jan 20, 2023
Prior Transfer Doc	002023/491
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	46 OWENSBY WAY, TRINITY, AL 35673-6228
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 OWENSBY WAY, TRINITY, AL 35673-6228

Mortgage

Document Number	02026/5652
Date	Feb 10, 2026
Book Page	2026/5652

Lender

Name	CB&S BANK INC
Type	Bank
Address	MOULTON, AL 35650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jan 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN AL
Recording Date	Jan 20, 2023
Property Address	46 OWENSBY WAY, TRINITY, AL 35673-6228
Document Number	002023/491
Book / Page	2023 / 491
Map Reference	MB 2008 PG 5
Instrument Date	Jan 20, 2023
Transaction Type	Transfer
Record Updated	Feb 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 OWENSBY WAY, TRINITY, AL 35673-6228

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Trinity City
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$966.00 (-7.38%) Homeowner's exemption	$29,240 (+13.03%) Land $6,300 Building $22,940	$292,400 (+13.03%) Land $63,000 Building $229,400
2024		$25,870 (-0.96%) Land $3,500 Building $22,370	$258,700 (-0.96%) Land $35,000 Building $223,700
2023	$1,043.00 Homeowner's exemption	$26,120 (-0.99%) Land $3,500 Building $22,620	$261,200 (-0.99%) Land $35,000 Building $226,200
2022	Homeowner's exemption	$26,380 Land $3,500 Building $22,880	$263,800 Land $35,000 Building $228,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2002–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRINITY WATER WORKS SYSTEM serves 2,844 people · EPA ID AL0001091
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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