38 Owensby Way, Trinity, AL 35673 Property Records

Morgan County property record for 38 Owensby Way, Trinity, AL 35673

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,329 sqft · built 2013
Lot Size	0.267 acres (11,643 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2023)
Tax Bill	$930 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-05-21-0-200-017.003`

Property Details

APN / Parcel Number

Primary APN	`02-05-21-0-200-017.003`
Alternative APNs	`154722` `72937`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,329 sqft Living Area
1st Floor Area	1,329 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,643 sqft (0.267 acres)
Lot Width	1 ft Width
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	154722
Street Address	38 OWENSBY WAY
City	TRINITY
State	AL
Zip	35673-6228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 03, STONE VILLAGE ESTATES MB 2008 PG 1 SEC 21, T5S, R5W
Legal Range	5W
Legal Township	5S
Legal Section	21
Legal Subdivision	STONE VILLAGE ESTATES
Legal Lot Number	3
Jurisdiction	MORGAN AL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1023
Census Tract	5101

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 OWENSBY WAY, TRINITY, AL 35673-6228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Nov 22, 2013 · Amount on Record
Deed Book / Page	2023 / 7615
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	38 OWENSBY WAY, TRINITY, AL 35673-6228
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/09603
Date	Apr 2, 2018
Book Page	2018/09603

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Aug 31, 2023
Property Address	38 OWENSBY WAY, TRINITY, AL 35673-6228
Document Number	02023/7615
Book / Page	2023 / 7615
Map Reference	MB 2008 PG 5
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7170 COUNTY ROAD 222, TRINITY, AL 35673-4800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 OWENSBY WAY, TRINITY, AL 35673-6228

Mortgage

Document Number	2023/28259
Date	Aug 31, 2023
Book Page	2023/28259

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Aug 31, 2023
Property Address	38 OWENSBY WAY, TRINITY, AL 35673-6228
Document Number	02023/7615
Book / Page	2023 / 7615
Map Reference	MB 2008 PG 5
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7170 COUNTY ROAD 222, TRINITY, AL 35673-4800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 OWENSBY WAY, TRINITY, AL 35673-6228

Mortgage

Document Number	0202328259
Date	Aug 31, 2023
Instrument	2023/28259

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Trinity City
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$930.00 (-0.96%)	$19,950 (-) Land $3,500 Building $16,450	$232,000 (-0.94%) Land $35,000 Building $197,000
2024			$234,200 (+17.39%) Land $35,000 Building $199,200
2023	$939.00 (+17.38%) Homeowner's exemption	$19,950 (-0.89%) Land $3,500 Building $16,450	$199,500 (-0.89%) Land $35,000 Building $164,500
2022	$800.00 Homeowner's exemption	$20,130 Land $3,500 Building $16,630	$201,300 Land $35,000 Building $166,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2002–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRINITY WATER WORKS SYSTEM serves 2,844 people · EPA ID AL0001091
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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