55 Matthew St, Columbus, NC 28722 Property Records

Polk County property record for 55 Matthew St, Columbus, NC 28722

Property Summary

Property Type	Other Improved
Details	3 bd · 3 ba · 1,296 sqft · built 1994
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$314,000 (Mar 2024)
Tax Bill	$1,728 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P108-106`

Property Details

APN / Parcel Number

Primary APN	`P108-106`
Alternative APN	`54733`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,296 sqft Finished Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	54733
Street Address	55 MATTHEW ST
City	COLUMBUS
State	NC
Zip	28722-8586
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	MX
Legal Description	LOT #3 THE PINES SUB'D, PLAT: C-31 & C-259, 0T04 THE PINES
Legal Subdivision	THE PINES
Legal Lot Number	3
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	2
Census Block	2031
Census Tract	920101

Owner

55 Matthew St is owned and occupied by two individuals who bought it in March 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 MATTHEW ST, COLUMBUS, NC 28722-8586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Feb 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETRUST BANK
Jan 26, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2024 · Amount on File
Deed Sale	Mar 11, 2024 · Amount on File
Prior Sale	Jan 26, 2017 · Amount on File
Deed Book / Page	484 / 150
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 11, 2024
Property Address	55 MATTHEW ST, COLUMBUS, NC 28722-8586
Document Number	000484/150
Book / Page	484 / 150
Map Reference	FILE C PG 259
Instrument Date	Mar 1, 2024
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$628.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1863 SKYUKA RD, COLUMBUS, NC 28722-8448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 MATTHEW ST, COLUMBUS, NC 28722-8586

Mortgage

Document Number	0000484153
Date	Mar 11, 2024
Instrument	484/153

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.32%
Type Change Date	Apr 1, 2029
Change Frequency	Monthly
Min Rate At Change	4.32%
Max Rate At Change	8.32%
Index	5-Year TN
Margin	2
Max Rate	13.3%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	55 MATTHEW ST, COLUMBUS, NC 28722-8586
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00449/1032
Date	Jun 11, 2020
Book Page	449/1032

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	COLUMBUS, NC 28722

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	55 MATTHEW ST, COLUMBUS, NC 28722-8586
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000434/0000001777
Date	Jul 18, 2018
Book Page	0000000434/0000001777

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	55 MATTHEW ST, COLUMBUS, NC 28722-8586
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00446/1582
Date	Feb 14, 2020
Book Page	446/1582

Lender

Name	HOMETRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 26, 2017
Property Address	55 MATTHEW ST, COLUMBUS, NC 28722-8586
Document Number	00424/1291
Book / Page	424 / 1291
Instrument Date	Jan 18, 2017
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,401.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 OLD STEESE HWY, 607, FAIRBANKS, AK 99701-3163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 MATTHEW ST, COLUMBUS, NC 28722-8586

Mortgage

Document Number	00424/1294
Date	Jan 26, 2017
Book Page	424/1294
Instrument	004634820018

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 55 Matthew St was $1,728.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,728.00	$325,290 (-) Land $40,000 Building $285,290	$325,290 (-) Land $40,000 Building $285,290
2025	$1,728.00	$325,290 Land $40,000 Building $285,290	$325,290 Land $40,000 Building $285,290
2023	$1,344.00	$210,730 Land $30,000 Building $180,730
2021			$210,730 Land $30,000 Building $180,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Matthew St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Matthew St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pangaea Internet Fiber	500 / 500
Starlink Satellite	280 / 30

May also be available: Spectrum, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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