21 Matthew St, Columbus, NC 28722 Property Records

Polk County property record for 21 Matthew St, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,818 sqft · built 1997
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Aug 2014)
Tax Bill	$1,588 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P108-102`

Property Details

APN / Parcel Number

Primary APN	`P108-102`
Alternative APN	`52442`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,818 sqft Finished Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	37,026 sqft (0.85 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	52442
Street Address	21 MATTHEW ST
City	COLUMBUS
State	NC
Zip	28722-8586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #1, 0T04 THE PINES
Legal Subdivision	THE PINES
Legal Lot Number	1
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	2
Census Block	2031
Census Tract	920101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 MATTHEW ST, COLUMBUS, NC 28722-8586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CREDIT UNION
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2014 · Amount on Record
Deed Sale	Aug 14, 2014 · Amount on Record
Prior Sale	Aug 28, 2006 · Amount on Record
Deed Book / Page	8 / 105
Prior Transfer Date	Jul 27, 2011
Prior Transfer Doc	00388/2140
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	21 MATTHEW ST, COLUMBUS, NC 28722-8586
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000437/0000000906
Date	Nov 28, 2018
Book Page	0000000437/0000000906

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	362 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Type Change Date	Nov 20, 2023
Index	5-Year CMT

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	21 MATTHEW ST, COLUMBUS, NC 28722-8586
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000467/520
Date	Jan 31, 2022
Book Page	467/520

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	FOREST CITY, NC 28043

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	21 MATTHEW ST, COLUMBUS, NC 28722-8586
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000467/504
Date	Jan 31, 2022
Book Page	467/504

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,588.00	$298,945 (-) Land $40,000 Building $258,945	$298,945 (-) Land $40,000 Building $258,945
2025	$1,588.00 (+5.37%)	$298,945 (+26.52%) Land $40,000 Building $258,945	$298,945 (+26.52%) Land $40,000 Building $258,945
2023	$1,507.00	$236,288 Land $30,000 Building $206,288
2021			$236,288 Land $30,000 Building $206,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pangaea Internet Fiber	500 / 500
Starlink Satellite	280 / 30

May also be available: Spectrum, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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