20 Matthew St, Columbus, NC 28722 Property Records

Polk County property record for 20 Matthew St, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 2007
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Dec 2021)
Tax Bill	$1,533 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P108-105`

Property Details

APN / Parcel Number

Primary APN	`P108-105`
Alternative APN	`53492`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,460 sqft Finished Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	37,462 sqft (0.86 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	53492
Street Address	20 MATTHEW ST
City	COLUMBUS
State	NC
Zip	28722-8586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #2, PLAT: C-31, 0T04 THE PINES
Legal Subdivision	THE PINES
Legal Lot Number	2
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	2
Census Block	2031
Census Tract	920101

Owner

20 Matthew St is owned and occupied by an individual who bought it in December 2021.

Source: Polk County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	20 MATTHEW ST, COLUMBUS, NC 28722-8586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Nov 30, 2007 · Amount on File
Deed Document Number	2021
Deed Book / Page	466 / 411
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	20 MATTHEW ST, COLUMBUS, NC 28722-8586
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000472/700
Date	Aug 17, 2022
Book Page	472/700

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	FLAT ROCK, NC 28731

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 17, 2021
Property Address	20 MATTHEW ST, COLUMBUS, NC 28722-8586
Document Number	000466/411
Book / Page	466 / 411
Map Reference	FILE C PG 31
Instrument Date	Dec 15, 2021
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	687 NC HIGHWAY 87 N, 687, PITTSBORO, NC 27312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MATTHEW ST, COLUMBUS, NC 28722-8586

Mortgage

Document Number	0000466414
Date	Dec 17, 2021
Instrument	466/414

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 20 Matthew St was $1,533.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,533.00	$288,507 (-) Land $40,000 Building $248,507	$288,507 (-) Land $40,000 Building $248,507
2025	$1,533.00	$288,507 Land $40,000 Building $248,507	$288,507 Land $40,000 Building $248,507
2023	$1,297.00	$203,246 Land $30,000 Building $173,246
2021			$203,246 Land $30,000 Building $173,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Matthew St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Matthew St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pangaea Internet Fiber	500 / 500
Starlink Satellite	280 / 30

May also be available: Spectrum, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Matthew St

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