55 Lugano, Irvine, CA 92602 Property Records

Orange County property record for 55 Lugano, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,766 sqft · built 2019
Lot Size	0.104 acres (4,531 sqft)
Owner	2 Company Names on Record
Last Sale	$1,367,000 (Nov 2019)
Tax Bill	$21,130 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`527-341-30`

Property Details

APN / Parcel Number

Primary APN	`527-341-30`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	2,766 sqft Living Area

Exterior

Year Built	Built 2019
Lot Area	4,531 sqft (0.104 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	55 LUGANO
City	IRVINE
State	CA
Zip	92602-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17768 BLK LOT 40
Legal Tract	17768
Legal Lot Number	40
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5030
Census Tract	52437

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	55 LUGANO, IRVINE, CA 92602-1849
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 4, 2022	Intrafamily Transfer, Transfer
Nov 15, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CITIBANK NA
Apr 15, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	0000455890
Last Transfer Date	May 4, 2022
Transfer Doc	0000169342
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	55 LUGANO, IRVINE, CA 92602-1849
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 LUGANO, IRVINE, CA 92602-1849

Mortgage

Document Number	0000172308
Date	Mar 12, 2021
Instrument	2021000172308

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 4, 2022
Property Address	55 LUGANO, IRVINE, CA 92602-1849
Document Number	0000169342
Map Reference	MB 944 PG 41-46
Instrument Date	Apr 28, 2022
Instrument	2022000169342
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	55 LUGANO, IRVINE, CA 92602-1849

November 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 15, 2019
Property Address	55 LUGANO, IRVINE, CA 92602-1849
Document Number	0000455890
Map Reference	MB 944 PG 41-46
Instrument Date	Oct 15, 2019
Instrument	2019000455890
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	55 LUGANO, IRVINE, CA 92602-1849

Mortgage

Document Number	0000455891
Date	Nov 15, 2019
Instrument	2019000455891

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 15, 2019
Property Address	55 LUGANO, IRVINE, CA 92602-1849
Document Number	0000119625
Instrument Date	Mar 28, 2019
Instrument	119625
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Amount	Amount Recorded
Tax	$6,166.60
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 PETERS CANYON RD #100 IRVINE CA 926061792, 100, IRVINE, CA 92606-1792
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$21,130.00 (+5.84%) Homeowner's exemption	$1,476,420 (+4.04%) Land $765,756 Building $710,664
2023	$19,965.00 (+1.72%) Homeowner's exemption	$1,419,090 Land $736,021 Building $683,069
2022	$19,628.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, Cityside Fiber, GeoLinks, Google Fiber, T-Mobile.

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