Middlesex County and North Reading Town property record for 55 Lowell Rd, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,238 sqft · built 1947 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $180,500 (Jun 1998) |
| Tax Bill | $8,704 (2026) |
| Deeds & Mortgages | Jul 2021 Line of Credit Sep 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:14-P:058 |
| Primary APN | M:14-P:058 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,238 sqft Living Area |
| Gross Area | 1,668 sqft |
| 1st Floor Area | 1,668 sqft |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 55 LOWELL RD |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-1637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 58.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 330202 |
55 Lowell Rd is owner-occupied and held in a trust since September 2019.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 55 LOWELL RD, NORTH READING, MA 01864-1637 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Sep 9, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 4, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 1998 · Amount on File |
| Deed Sale | Jun 30, 1998 · Amount on File |
| Last Transfer Date | Sep 4, 2019 |
| Transfer Doc | 73250-506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 55 LOWELL RD, NORTH READING, MA 01864-1637 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 078353-561 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 78353/561 |
| Instrument | 170173 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Sep 9, 2019 |
| Property Address | 55 LOWELL RD, NORTH READING, MA 01864-1637 |
| Document Number | 73250-506 |
| Book / Page | 073250 / 000506 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 136206 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 55 LOWELL RD NORTH READING MA 018641637, NORTH READING, MA 01864-1637 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 55 LOWELL RD, NORTH READING, MA 01864-1637 |
| Document Number | 70972-542 |
| Instrument Date | Apr 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 55 LOWELL RD NORTH READING MA 018641637, NORTH READING, MA 01864-1637 |
| Document Number | 70972-542 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 070972/000542 |
| Instrument | 63227 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 55 Lowell Rd was $8,704, down 2.7% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,704.00 (-2.65%) | $668,500 (-2.35%) Land $385,900 Building $282,600 | $746,597 |
| 2025 | $8,941.00 (+3.38%) | $684,600 (+4.57%) Land $370,900 Building $313,700 | |
| 2024 | $8,649.00 (+5.03%) | $654,700 (+11.23%) Land $349,900 Building $304,800 | |
| 2023 | $8,235.00 | $588,600 Land $321,500 Building $267,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Lowell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Lowell Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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