Middlesex County and North Reading Town property record for 65 Lowell Rd, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,427 sqft · built 1950 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Mar 2004) |
| Tax Bill | $7,954 (2026) |
| Deeds & Mortgages | Jun 2022 Refinance Dec 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:14-P:042 |
| Primary APN | M:14-P:042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,427 sqft Living Area |
| Gross Area | 1,022 sqft |
| 1st Floor Area | 1,022 sqft |
| Basement Area | 1,022 sqft |
| Unfinished Basement | 1,022 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 65 LOWELL RD |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 42.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 330202 |
65 Lowell Rd is owned and occupied by an individual who bought it in March 2004.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65 LOWELL RD, NORTH READING, MA 01864-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Dec 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2004 · Amount on File |
| Deed Sale | Mar 26, 2004 · Amount on File |
| Prior Sale | Apr 30, 1993 · Amount on File |
| Deed Document Number | 200470692 |
| Deed Book / Page | 42325 / 272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 65 LOWELL RD, NORTH READING, MA 01864-1635 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 080302-247 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 80302/247 |
| Instrument | 92595 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 217 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 65 LOWELL RD, NORTH READING, MA 01864-1635 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 076429-286 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 76429/286 |
| Instrument | 238473 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 65 LOWELL RD, NORTH READING, MA 01864-1635 |
| Document Number | 73152-495 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 65 LOWELL RD NORTH READING MA 018641635, NORTH READING, MA 01864-1635 |
| Document Number | 73152-495 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 073152/000495 |
| Instrument | 125307 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 21, 2034 |
The 2026 property tax bill for 65 Lowell Rd was $7,954, down 1.4% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,954.00 (-1.39%) | $610,900 (-1.08%) Land $393,400 Building $217,500 | $622,526 |
| 2025 | $8,066.00 (+3.56%) | $617,600 (+4.75%) Land $378,300 Building $239,300 | |
| 2024 | $7,789.00 (+4.26%) | $589,600 (+10.41%) Land $356,600 Building $233,000 | |
| 2023 | $7,471.00 | $534,000 Land $327,500 Building $206,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Lowell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 Lowell Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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