Middlesex County and North Reading Town property record for 46 Lowell Rd, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,416 sqft · built 2002 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $579,000 (Aug 2005) |
| Tax Bill | $11,645 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Jun 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | M:14-P:145 |
| Primary APN | M:14-P:145 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,416 sqft Living Area |
| Gross Area | 1,372 sqft |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 1,372 sqft |
| Unfinished Basement | 1,372 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 46 LOWELL RD |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 145.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 330202 |
Source: Middlesex County and North Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 LOWELL RD, NORTH READING, MA 01864-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC |
| Jun 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2005 · Amount on File |
| Deed Sale | Aug 17, 2005 · Amount on File |
| Deed Document Number | 2005179998 |
| Deed Book / Page | 45885 / 198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 46 LOWELL RD, NORTH READING, MA 01864-1632 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0076683-96 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 76683/96 |
| Instrument | 8133 |
| Name | ROSS MORTGAGE COMPANY INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 46 LOWELL RD, NORTH READING, MA 01864-1632 |
| Document Number | 69553-394 |
| Book / Page | 069553 / 000394 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69553-394 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 069553/000394 |
| Instrument | 103683 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 4, 2037 |
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,645.00 (+2.73%) | $894,400 (+3.05%) Land $418,500 Building $475,900 | $1,010,156 |
| 2025 | $11,335.00 (+1.55%) | $867,900 (+2.71%) Land $402,500 Building $465,400 | |
| 2024 | $11,162.00 (+4.35%) | $845,000 (+10.52%) Land $379,600 Building $465,400 | |
| 2023 | $10,697.00 | $764,600 Land $348,600 Building $416,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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