55 Lighthouse Dr, Bumpass, VA 23024 Property Records

Louisa County property record for 55 Lighthouse Dr, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,742 sqft · built 2016
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,019 (2025)
Deeds & Mortgages	Oct 2022 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46 39 35`

Property Details

APN / Parcel Number

Primary APN	`46 39 35`
Alternative APNs	`31157` `29673`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,742 sqft Living Area
1st Floor Area	1,742 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	189 sqft
Deck Area	792 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	29673
Street Address	55 LIGHTHOUSE DR
City	BUMPASS
State	VA
Zip	23024-4860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIGHTHOUSE POINT SUBD PLAT 1364/242-248 LOT 35 DB 1867/724 1.304 AC
Legal Subdivision	LIGHTHOUSE POINT SUBD
Legal Lot Number	35
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2005
Census Tract	950101

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 LIGHTHOUSE DR, BUMPASS, VA 23024-4860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Gift Deed, Transfer NORTHERN VIRGINIA T&E INC
Dec 9, 2020	Deed of Trust, Mortgage · VA Mortgage C&F MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 28, 2022
Transfer Doc	001867/724
Record Updated	Oct 29, 2026

October 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LOUISA VA
Recording Date	Oct 3, 2022
Property Address	55 LIGHTHOUSE DR, BUMPASS, VA 23024-4860
Document Number	001867/724
Book / Page	1867 / 724
Map Reference	MB 1364 PG 242
Instrument Date	Sep 30, 2022
Instrument	202200010018
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	NORTHERN VIRGINIA T&E INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 LIGHTHOUSE DR, BUMPASS, VA 23024-4860

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	55 LIGHTHOUSE DR, BUMPASS, VA 23024-4860
Document Number	0000012694
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 LIGHTHOUSE DR BUMPASS VA 230244860, BUMPASS, VA 23024-4860

Mortgage

Document Number	0000012694
Date	Dec 14, 2020
Book Page	001722/000388
Instrument	12694

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Interest

Rate	2.62%

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,800 (+4.94%) Land $93,600 Building $492,200	$585,800 (+4.94%) Land $93,600 Building $492,200
2025	$4,019.00 (+10.38%)	$558,200 (+25.16%) Land $86,100 Building $472,100	$558,200 (+25.16%) Land $86,100 Building $472,100
2024	$3,641.00
2023		$446,000 Land $68,400 Building $377,600
2022			$446,000 Land $68,400 Building $377,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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