39 Lighthouse Dr, Bumpass, VA 23024 Property Records

Louisa County property record for 39 Lighthouse Dr, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,096 sqft · built 2021
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Dec 2021)
Deeds & Mortgages	May 2026 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46 39 37`

Property Details

APN / Parcel Number

Primary APN	`46 39 37`
Alternative APNs	`31159` `29675`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,096 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	622 sqft
Finished Basement	622 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	29675
Street Address	39 LIGHTHOUSE DR
City	BUMPASS
State	VA
Zip	23024-4860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LIGHTHOUSE POINT SUBD PLAT 1364/242-248 LOT 37 DB 1814/752 1.010 AC
Legal Subdivision	LIGHTHOUSE POINT SUBD
Legal Lot Number	37
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2005
Census Tract	950101

Owner

Source: Louisa County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 LIGHTHOUSE DR, BUMPASS, VA 23024-4860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Dec 22, 2021	Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 17, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202115266
Deed Book / Page	1814 / 752
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Recording Date	May 21, 2026
Property Address	39 LIGHTHOUSE DR, BUMPASS, VA 23024-4860
Document Number	0000004849
Book / Page	2089 / 151
Instrument Date	May 4, 2026
Instrument	20264849
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 LIGHTHOUSE DR, BUMPASS, VA 23024-4860

Mortgage

Document Number	0000004849,
Date	May 21, 2026
Book Page	2089/151
Instrument	20264849

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Dec 22, 2021
Property Address	39 LIGHTHOUSE DR, BUMPASS, VA 23024-4860
Document Number	001814/752
Book / Page	1814 / 752
Map Reference	MB 1364 PG 242
Instrument Date	Dec 17, 2021
Instrument	202100015266
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	TERRY TITLE, TERRYS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 LIGHTHOUSE DR, BUMPASS, VA 23024-4860

Mortgage

Document Number	0001814755
Date	Dec 22, 2021
Instrument	1814/755

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Mar 17, 2020
Property Address	39 LIGHTHOUSE DR, BUMPASS, VA 23024-4860
Document Number	0000002668
Book / Page	001663 / 000314
Instrument Date	Mar 10, 2020
Instrument	2668
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7011 COBBLESTONE BLVD #305 FREDERICKSBURG VA 22401, 305, FREDERICKSBURG, VA 22401

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$583,200 (+4.97%) Land $90,700 Building $492,500	$583,200 (+4.97%) Land $90,700 Building $492,500
2025	$555,600 (+15.37%) Land $83,200 Building $472,400	$555,600 (+15.37%) Land $83,200 Building $472,400
2023	$481,600 Land $65,500 Building $416,100
2022		$481,600 Land $65,500 Building $416,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Virginia Electric Cooperative Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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