106 Lighthouse Dr, Bumpass, VA 23024 Property Records

Louisa County property record for 106 Lighthouse Dr, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 2020
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Jul 2020)
Tax Bill	$4,455 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46 39 5`

Property Details

APN / Parcel Number

Primary APN	`46 39 5`
Alternative APNs	`31127` `29643`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,732 sqft Living Area
1st Floor Area	1,732 sqft
Basement Area	1,732 sqft
Unfinished Basement	1,732 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Precast Concrete Panel
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	408 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	29643
Street Address	106 LIGHTHOUSE DR
City	BUMPASS
State	VA
Zip	23024-4861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LIGHTHOUSE POINT SUBD PLAT 1364/242-248 LOT 5 DB 1687/049 1.061 AC
Legal Subdivision	LIGHTHOUSE POINT SUBD
Legal Lot Number	5
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2005
Census Tract	950101

Owner

106 Lighthouse Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 LIGHTHOUSE DR, BUMPASS, VA 23024-4861
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Grant Deed, Transfer · Conventional with PMI VILLAGE BK MTG
Feb 11, 2019	Grant Deed, Transfer
Nov 21, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on File
Deed Sale	Jul 27, 2020 · Amount on File
Prior Sale	Feb 11, 2019 · Amount on File
Deed Document Number	20206675
Deed Book / Page	1687 / 49
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 27, 2020
Property Address	106 LIGHTHOUSE DR, BUMPASS, VA 23024-4861
Document Number	0000006675
Book / Page	001687 / 000049
Instrument Date	Jul 24, 2020
Instrument	6675
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	701 COBBLESTONE BLVD #305 FREDERICKSBURG VA 224016620, 305, FREDERICKSBURG, VA 22401-6620

Mortgage

Document Number	6676
Date	Jul 27, 2020
Book Page	001687/000052
Instrument	6676

Lender

Name	VILLAGE BK MTG
Type	Bank
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Feb 11, 2019
Property Address	106 LIGHTHOUSE DR, BUMPASS, VA 23024-4861
Document Number	0000001156
Book / Page	001600 / 000431
Instrument Date	Feb 9, 2019
Instrument	1156
Transaction Type	Transfer
Record Updated	Feb 25, 2019

Transaction

Amount	Amount on Record
Tax	$60.47
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 21, 2017
Property Address	106 LIGHTHOUSE DR, BUMPASS, VA 23024-4861
Document Number	0000009844
Book / Page	001539 / 000038
Instrument Date	Nov 13, 2017
Instrument	9844
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Tax	$69.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10413 POWDERHORN DR SPOTSYLVANIA VA 225534492, SPOTSYLVANIA, VA 22553-4492

Tax Assessment & Valuation

The 2025 property tax bill for 106 Lighthouse Dr was $4,455, up 9.1% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$731,800 (+18.26%) Land $110,300 Building $621,500	$731,800 (+18.26%) Land $110,300 Building $621,500
2025	$4,455.00 (+9.14%)	$618,800 Land $99,300 Building $519,500	$618,800 Land $99,300 Building $519,500
2024	$4,082.00
2023		$497,100 Land $81,700 Building $415,400
2022			$497,100 Land $81,700 Building $415,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Lighthouse Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Lighthouse Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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