Middlesex County and Lowell City property record for 55 Lamb St, Lowell, MA 01854
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,564 sqft · built 1930 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jul 2020) |
| Tax Bill | $5,136 (2026) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R06520 |
| Primary APN | R06520 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 2,580 sqft |
| 1st Floor Area | 920 sqft |
| Basement Area | 830 sqft |
| Unfinished Basement | 270 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | R06520 |
|---|---|
| Street Address | 55 LAMB ST |
| City | LOWELL |
| State | MA |
| Zip | 01854-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Subdivision | 108 CAPEN STREET |
| Legal Block | 3460 |
| Legal Lot Number | 55 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 310602 |
55 Lamb St is owned and occupied by an individual who bought it in July 2020.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 LAMB ST, LOWELL, MA 01854-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Jan 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2020 · Amount on File |
| Deed Sale | Jul 29, 2020 · Amount on File |
| Prior Sale | Jun 30, 2004 · Amount on File |
| Deed Document Number | 202034710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 29, 2020 |
| Property Address | 55 LAMB ST, LOWELL, MA 01854-1505 |
| Document Number | 34424-154 |
| Book / Page | 34424 / 154 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 34710 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 LAMB ST, LOWELL, MA 01854-1505 |
| Document Number | 34711 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 34711 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 55 LAMB ST, LOWELL, MA 01854-1505 |
| Document Number | 31846-106 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Name | Verified Name |
|---|
| Document Number | 31846-106 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 031846/000106 |
| Instrument | 4923 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 4, 2048 |
The 2026 property tax bill for 55 Lamb St was $5,136, up 6.4% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,136.00 (+6.42%) | $452,500 (+7.64%) Land $153,400 Building $299,100 | $522,590 (+2.88%) |
| 2025 | $4,826.00 (+7.48%) | $420,400 (+11.51%) Land $143,300 Building $277,100 | $507,965 (+8.55%) |
| 2024 | $4,490.00 (+7.88%) | $377,000 (+12.5%) Land $115,600 Building $261,400 | $467,970 |
| 2023 | $4,162.00 | $335,100 Land $94,400 Building $240,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Lamb St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 55 Lamb St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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