44 Lamb St, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 44 Lamb St, Lowell, MA 01854

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,718 sqft · built 1900
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$134,000 (Jun 2000)
Tax Bill$5,384 (2026)
Deeds & MortgagesApr 2020 Refinance
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNW02300

Property Details

APN / Parcel Number

Primary APNW02300
Alternative APNs
  • LOWE M:80 B:3460 L:44
  • M:000080 T:W02300

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,718 sqft Living Area
Gross Area3,610 sqft
1st Floor Area1,231 sqft
AtticAttic
Attic Area609 sqft
Basement Area927 sqft
Unfinished Basement927 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account NumberW02300
Street Address44 LAMB ST
CityLOWELL
StateMA
Zip01854-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal Subdivision11 HARLOW STREET
Legal Block3460
Legal Lot Number44
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2031
Census Tract310602

Owner

44 Lamb St is owned and occupied by two individuals who acquired it in March 2020.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address44 LAMB ST, LOWELL, MA 01854-1506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2020Quit Claim Deed, Transfer · Stand-Alone Refinance
JEANNE D ARC CU
Oct 25, 2017Deed of Trust, Mortgage · Conventional with PMI
JEANNE D'ARC CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2000 · Amount on File
Deed SaleJun 2, 2000 · Amount on File
Prior SaleJun 14, 1988 · Amount on File
Deed Book / Page10857 / 18
Last Transfer DateMar 27, 2020
Transfer Doc33975-279
Record UpdatedOct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateApr 1, 2020
Property Address44 LAMB ST, LOWELL, MA 01854-1506
Document Number33975-279
Book / Page33975 / 279
Instrument DateMar 27, 2020
Instrument13853
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 LAMB ST, LOWELL, MA 01854-1506

Mortgage

Document Number33975-282
DateApr 1, 2020
Book Page33975/282
Instrument13854
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address44 LAMB ST, LOWELL, MA 01854-1506
Document Number31593-279
Book / Page031593 / 000279
Instrument DateOct 25, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number31593-279
DateOct 30, 2017
Book Page031593/000279
Instrument48252
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 29, 2047
Interest
Rate TypeAdjustable Rate
Rate3.63%

Tax Assessment & Valuation

The 2026 property tax bill for 44 Lamb St was $5,384, up 6.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,384.00 (+6.47%)$474,400 (+7.7%) Land $155,400 Building $319,000$504,418 (-3.14%)
2025$5,057.00 (+7.39%)$440,500 (+11.41%) Land $145,200 Building $295,300$520,790 (+11.85%)
2024$4,709.00 (+7.86%)$395,400 (+12.49%) Land $117,200 Building $278,200$465,595
2023$4,366.00$351,500 Land $95,700 Building $255,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Lamb St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Lamb St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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