Middlesex County and Lowell City property record for 45 Lamb St, Lowell, MA 01854
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,790 sqft · built 1995 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,900 (Jun 1989) |
| Tax Bill | $6,948 (2026) |
| Deeds & Mortgages | Jun 2022 Refinance Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | G00950 |
| Primary APN | G00950 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,790 sqft Living Area |
| Gross Area | 2,988 sqft |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 650 sqft |
| Unfinished Basement | 650 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | G00950 |
|---|---|
| Street Address | 45 LAMB ST |
| City | LOWELL |
| State | MA |
| Zip | 01854-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 3460 |
| Legal Lot Number | 45 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 310602 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 53 LAMB ST, LOWELL, MA 01854-1505 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MILLS 42 CREDIT UNION |
| Jun 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MILLS 42 CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 1989 · Amount on Record |
| Deed Sale | Jun 12, 1989 · Amount on Record |
| Prior Sale | May 4, 1989 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 45 LAMB ST, LOWELL, MA 01854-1505 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037121-26 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 37121/26 |
| Instrument | 23925 |
| Name | MILLS 42 CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 45 LAMB ST, LOWELL, MA 01854-1505 |
| Document Number | 31210-279 |
| Book / Page | 031210 / 000279 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 31210-279 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 031210/000279 |
| Instrument | 25342 |
| Name | MILLS 42 CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2047 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,948.00 (+8.87%) | $612,200 (+10.13%) Land $185,700 Building $426,500 | $612,701 (+6.57%) |
| 2025 | $6,382.00 (+3.91%) | $555,900 (+7.8%) Land $173,600 Building $382,300 | $574,940 (+7.98%) |
| 2024 | $6,142.00 (+4.33%) | $515,700 (+8.8%) Land $140,100 Building $375,600 | $532,475 |
| 2023 | $5,887.00 | $474,000 Land $114,300 Building $359,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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