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55 Hwy 51 S, Hernando, MS 38632 Property Records

DeSoto County property record for 55 Hwy 51 S, Hernando, MS 38632

Property Summary

Property TypeCommercial
Details4,090 sqft · built 2019
Lot Size1.46 acres (63,598 sqft)
OwnerCompany Name on Record
Tax Bill$14,672 (2025)
Deeds & MortgagesNov 2023 Sale
Feb 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN3-08-1-01-23-0-00002-00

Property Details

APN / Parcel Number

Primary APN3-08-1-01-23-0-00002-00

Interior

Building Area4,090 sqft Adjusted Area
1st Floor Area4,050 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStone
Roof TypeSteel Frame/Truss
Roof MaterialRolled Roofing
Lot Area63,598 sqft (1.46 acres)
Canopy3,264 sqft

Location & Zoning

Street Address55 HIGHWAY 51 S
CityHERNANDO
StateMS
Zip38632-8183
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC-2
Legal DescriptionTEAGUE COMMERCIAL LOT 2
Legal Range008
Legal Township03S
Legal Section01
Legal SubdivisionTEAGUE COMMERCIAL
Legal Lot Number2
JurisdictionDESOTO MS
Township / Civil Division4
Census Block Group1
Census Block1013
Census Tract71121

Owner

Source: DeSoto County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address55 HIGHWAY 51 S, HERNANDO, MS 38632-8183
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2023Warranty Deed, Transfer
Feb 9, 2023Deed of Trust, Mortgage · Commercial Mortgage
INSOUTH BANK
Feb 20, 2018Quit Claim Deed, Transfer
Quitclaim
Jan 11, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2023
Deed SaleNov 3, 2023
Prior SaleFeb 24, 2022
Deed Book / Page1023 / 20767
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateNov 3, 2023
Property Address55 HIGHWAY 51 S, HERNANDO, MS 38632-8183
Document Number1023/20767
Book / Page1023 / 20767
Map ReferenceMB 123 PG 18
Instrument DateOct 31, 2023
Transaction TypeTransfer
Record UpdatedDec 25, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4349 HAYES CV, OLIVE BRANCH, MS 38654-1269

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 HIGHWAY 51 S, HERNANDO, MS 38632-8183

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address55 HIGHWAY 51 S, HERNANDO, MS 38632-8183
Transaction TypeMortgage
Record UpdatedFeb 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7500 CASINO STRIP RESORT BOULEVARD, RANDOLPH, MS 38864

Mortgage

Document Number05660/6762
DateFeb 9, 2023
Book Page5660/6762
Lender
NameINSOUTH BANK
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term17 Months
DueJul 17, 2024
Interest
Rate TypeAdjustable Rate

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESOTO MS
Recording DateFeb 20, 2018
Property Address55 HIGHWAY 51 S, HERNANDO, MS 38632-8183
Document Number000848/643
Book / Page848 / 643
Map ReferencePB 123 PG 18
Instrument DateFeb 19, 2018
InstrumentW00848-00643
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7500 CASINO STRIP BLVD, ROBINSONVILLE, MS 38664-9747

Transferred To (Grantee/Buyer)

NameVerified Name
Address7500 CASINO STRIP BLVD, ROBINSONVILLE, MS 38664-9747

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionDESOTO MS
Recording DateJan 11, 2018
Property Address55 HIGHWAY 51 S, HERNANDO, MS 38632-8183
Document Number000845/524
Book / Page845 / 524
Map ReferencePB 123 PG 18
Instrument DateJan 10, 2018
InstrumentW00845-00524
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 224, NESBIT, MS 38651-0224

Transferred To (Grantee/Buyer)

NameVerified Name
Address7500 CASINO STRIP BLVD, ROBINSONVILLE, MS 38664-9747

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,672.00 (+5.67%)$125,943 (+25.84%) Land $23,888 Building $102,055$839,619 (+25.84%) Land $159,253 Building $680,366
2023$13,885.00$100,081$667,206 Land $159,253 Building $507,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Also Mapped HereNESBIT WATER ASSOCIATION
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
C Spire Wireless
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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