DeSoto County property record for 237 Hwy 51 S, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,013 sqft · built 1990 |
| Lot Size | 2.81 acres (122,404 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $508,592 (Jun 2022) |
| Tax Bill | $3,414 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-01-01-0-00001-00 |
| Primary APN | 3-08-1-01-01-0-00001-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,013 sqft Adjusted Area |
| 1st Floor Area | 1,941 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 122,404 sqft (2.81 acres) |
| Utility Building | 1,056 sqft |
| Street Address | 237 HIGHWAY 51 S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | RESUBDIVISION OF LOT 1 BOONE SUBDIVISION LOT 1B |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | BOONE SUBDIVISION |
| Legal Lot Number | 1B |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 71121 |
Source: DeSoto County records · APN 3-08-1-01-01-0-00001-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4349 HAYES CV, OLIVE BRANCH, MS 38654-1269 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Nov 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 09, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 13, 2017 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2022 · Amount on Record |
| Deed Sale | Jun 09, 2022 · Amount on Record |
| Prior Sale | Nov 13, 2017 · Amount on Record |
| Deed Book / Page | 1000 / 69 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 237 HIGHWAY 51 S, HERNANDO, MS 38632-8136 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004449/506 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 4449/506 |
| Instrument | T04449-00506 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 237 HIGHWAY 51 S, HERNANDO, MS 38632-8136 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 237 HIGHWAY 51 S, HERNANDO, MS 38632-8136 |
| Document Number | 00005212/1 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 5212/1 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 09, 2022 |
| Property Address | 237 HIGHWAY 51 S, HERNANDO, MS 38632-8136 |
| Document Number | 0001000/69 |
| Book / Page | 1000 / 69 |
| Map Reference | MB 141 PG 45 |
| Instrument Date | Jun 03, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 TOULOUSE ST, 120, MEMPHIS, TN 38103-4835 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4349 HAYES CV, OLIVE BRANCH, MS 38654-1269 |
| Document Number | 0005546534 |
|---|---|
| Date | Jun 09, 2022 |
| Instrument | 5546/534 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Nov 13, 2017 |
| Property Address | 237 HIGHWAY 51 S, HERNANDO, MS 38632-8136 |
| Document Number | 000840/562 |
| Book / Page | 840 / 562 |
| Map Reference | PB 50 PG 27 |
| Instrument Date | Nov 09, 2017 |
| Instrument | W00840-00562 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 534, NESBIT, MS 38651-0534 |
| Name | Verified Name |
|---|---|
| Address | 237 HWY 51, HERNANDO, MS 38632-8136 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,414.00 (+15.34%) | $29,305 (+37.36%) Land $3,000 Building $26,305 | $293,045 (+37.36%) Land $30,000 Building $263,045 |
| 2023 | $2,960.00 | $21,335 | $213,347 Land $30,000 Building $183,347 |
Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 76 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | NESBIT WATER ASSOCIATION |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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