23 Hwy 51 S, Hernando, MS 38632 Property Records

DeSoto County property record for 23 Hwy 51 S, Hernando, MS 38632

Property Summary

Property TypeCommercial
Details2,893 sqft · built 2018
Lot Size0.781 acres (34,011 sqft)
OwnerCompany Name on File
Tax Bill$7,187 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN3-08-1-01-23-0-00001-00

Property Details

APN / Parcel Number

Primary APN3-08-1-01-23-0-00001-00

Interior

Building Area2,893 sqft Adjusted Area
1st Floor Area2,363 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialMarblecrete
Roof TypeGable
Roof MaterialMetal
Lot Area34,011 sqft (0.781 acres)

Location & Zoning

Street Address23 HIGHWAY 51 S
CityHERNANDO
StateMS
Zip38632-8183
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC-2
Legal DescriptionTEAGUE COMMERCIAL LOT 1
Legal Range008
Legal Township03S
Legal Section01
Legal SubdivisionTEAGUE COMMERCIAL
Legal Lot Number1
JurisdictionDESOTO MS
Township / Civil Division4
Census Block Group1
Census Block1013
Census Tract71121

Owner

23 Hwy 51 S, a commercial property, is owned by a company that acquired it in June 2023.

Source: DeSoto County records, as of December 23, 2025

Owner of RecordCompany Name on File
Mailing Address4349 HAYES CV, OLIVE BRANCH, MS 38654-1269
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Deed of Trust, Mortgage · Commercial Mortgage
CADENCE BANK NA
Jun 15, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2023
Deed SaleJun 15, 2023
Prior SaleMar 11, 2011 · Amount on File
Deed Book / Page1023 / 10091
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address23 HIGHWAY 51 S, HERNANDO, MS 38632-8183
Transaction TypeMortgage
Record UpdatedSep 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 S SPRING ST, TUPELO, MS 38804-4811

Mortgage

Document Number5660/60384
DateJul 10, 2023
Book Page5660/60384
Lender
NameCADENCE BANK NA
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term179 Months
DueJun 14, 2038

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJun 15, 2023
Property Address23 HIGHWAY 51 S, HERNANDO, MS 38632-8183
Document Number1023/10091
Book / Page1023 / 10091
Map ReferenceMB 123 PG 18
Instrument DateJun 14, 2023
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 224, NESBIT, MS 38651-0224

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 HIGHWAY 51 S, HERNANDO, MS 38632-8183

Tax Assessment & Valuation

The 2025 property tax bill for 23 Hwy 51 S was $7,187.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,187.00$61,695 Land $12,754 Building $48,941$411,301 Land $85,028 Building $326,273
2023$6,475.00$46,670$311,136 Land $85,028 Building $226,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Hwy 51 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Hwy 51 S is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Also Mapped HereNESBIT WATER ASSOCIATION
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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