55 High Lake Dr, Ward, CO 80481 Property Records

Boulder County property record for 55 High Lake Dr, Ward, CO 80481

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,226 sqft · built 2004
Lot Size	0.962 acres (41,899 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Jun 2020)
Tax Bill	$3,954 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1321-15-0-05-003`

Property Details

APN / Parcel Number

Primary APN	`1321-15-0-05-003`
Alternative APNs	`R0030284` `0030284`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,226 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	826 sqft
Upper Floors Area	1,400 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	41,899 sqft (0.962 acres)
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Shed	1 Shed
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R0030284
Street Address	55 HIGH LAKE DR
City	WARD
State	CO
Zip	80481-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	LOT 32 OVERLAND SPLIT TO ID 145082
Legal Range	72
Legal Township	2N
Legal Section	15
Legal Subdivision	OVERLAND - MT
Legal Block	1
Legal Lot Number	32
Jurisdiction	BOULDER CO
Township / Civil Division	BALD MOUNTAIN
Census Block Group	1
Census Block	1003
Census Tract	13703

Owner

55 High Lake Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 HIGH LAKE DR, WARD, CO 80481-9505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Jun 30, 2020	Grant Deed, Transfer · Conventional with PMI ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Jul 27, 2001 · Amount on File
Deed Document Number	20203795110
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	55 HIGH LAKE DR, WARD, CO 80481-9505
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004026362
Date	Oct 26, 2023
Instrument	4026362

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BOULDER CO
Recording Date	Jun 30, 2020
Property Address	55 HIGH LAKE DR, WARD, CO 80481-9505
Document Number	0003795110
Instrument Date	Jun 24, 2020
Instrument	3795110
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2877 SHADOW CREEK DR #203 BOULDER CO 803031736, 203, BOULDER, CO 80303-1736

Mortgage

Document Number	3795111
Date	Jun 30, 2020
Instrument	3795111

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 55 High Lake Dr was $3,954.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,441 (-2.08%) Building $40,441	$660,800 (-) Land $56,400 Building $604,400
2025	$3,954.00	$41,300 Land $3,525 Building $37,775	$660,800 Land $56,400 Building $604,400
2023	$3,661.00 (+2.64%)	$45,855 (+19.96%) Land $3,839 Building $42,016	$684,400 (+24.44%) Land $57,300 Building $627,100
2022	$3,567.00	$38,224 Land $3,086 Building $35,138	$549,990 Land $44,400 Building $505,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 High Lake Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 High Lake Dr is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.9% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nedernet Fixed Wireless	100 / 100

Cell Coverage

No cell data coverage reported

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