Hampden County and Springfield City property record for 55 Florida St, Springfield, MA 01109
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,086 sqft · built 1883 |
| Lot Size | 0.161 acres (7,026 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Feb 2026) |
| Tax Bill | $3,372 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:05220 P:0076 |
| Primary APN | SPRI S:05220 P:0076 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,086 sqft Living Area |
| 1st Floor Area | 1,043 sqft |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Lot Area | 7,026 sqft (0.161 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 52200076 |
|---|---|
| Street Address | 55 FLORIDA ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-3902 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 801300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hampden County and Springfield City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 FLORIDA ST, SPRINGFIELD, MA 01109-3902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Feb 24, 2026 | Quit Claim Deed, Transfer MORTGAGE RESEARCH CENTER LLC |
| Aug 26, 2019 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE NTWK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on Record |
| Deed Sale | Feb 24, 2026 · Amount on Record |
| Prior Sale | Aug 26, 2019 · Amount on Record |
| Deed Book / Page | 26228 / 595 |
| Prior Transfer Date | Jan 20, 2026 |
| Prior Transfer Doc | 026228-595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 55 FLORIDA ST, SPRINGFIELD, MA 01109-3902 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024150-284 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 24150/284 |
| Instrument | 68538 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Feb 24, 2026 |
| Property Address | 55 FLORIDA ST, SPRINGFIELD, MA 01109-3902 |
| Document Number | 026228-595 |
| Book / Page | 26228 / 595 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 7818 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 FLORIDA ST, SPRINGFIELD, MA 01109-3902 |
| Document Number | 0000007819 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 7819 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Aug 26, 2019 |
| Property Address | 55 FLORIDA ST, SPRINGFIELD, MA 01109-3902 |
| Document Number | 22821-228 |
| Book / Page | 022821 / 000228 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 48283 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $651.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 162 NORTHAMPTON AVE SPRINGFIELD MA 011093333, SPRINGFIELD, MA 01109-3333 |
| Document Number | 22821-230 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 022821/000230 |
| Instrument | 48284 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,372.00 (+33.81%) | $218,100 (+35.72%) Land $39,500 Building $178,600 | $290,010 |
| 2025 | $2,520.00 (-5.01%) | $160,700 (+3.28%) Land $25,700 Building $135,000 | |
| 2023 | $2,653.00 | $155,600 Land $22,800 Building $132,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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