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41 Florida St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 41 Florida St, Springfield, MA 01109 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,090 sqft · built 1900
Lot Size0.209 acres (9,087 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (May 2026)
Tax Bill$4,663 (2025)
Deeds & MortgagesDec 2022 Refinance
May 2026 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNSPRI S:05220 P:0078

Property Details

APN / Parcel Number

Primary APNSPRI S:05220 P:0078
Alternative APN
  • 52200078

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area2,090 sqft Living Area
1st Floor Area871 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area9,087 sqft (0.209 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number52200078
Street Address41 FLORIDA ST
CitySPRINGFIELD
StateMA
Zip01109-3902
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3010
Census Tract801300

Owner

Source: Hampden County and Springfield City records · APN SPRI S:05220 P:0078

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address41 FLORIDA ST, SPRINGFIELD, MA 01109-3902
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
LUSO FCU
May 07, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NORTHPOINT MORTGAGE
May 07, 2026Quit Claim Deed, Transfer · Conventional Mortgage
NORTHPOINT MORTGAGE
Aug 30, 2019Quit Claim Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2026 · Amount on Record
Deed SaleMay 07, 2026 · Amount on Record
Prior SaleAug 30, 2019 · Amount on Record
Deed Document Number202620229
Deed Book / Page26322 / 527
Transfer Doc022043-228
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address41 FLORIDA ST, SPRINGFIELD, MA 01109-3902
Transaction TypeMortgage
Record UpdatedMay 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024848-215
DateDec 20, 2022
Book Page24848/215
Instrument74235
Lender
NameLUSO FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term229 Months
DueJan 01, 2042

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Recording DateMay 07, 2026
Property Address41 FLORIDA ST, SPRINGFIELD, MA 01109-3902
Document Number0000020231
Book / Page26322 / 546
Instrument DateMay 07, 2026
Instrument202620231
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 FLORIDA ST, SPRINGFIELD, MA 01109-3902

Mortgage

Document Number026322-546,
DateMay 07, 2026
Book Page26322/546
Instrument202620231
Lender
NameNORTHPOINT MORTGAGE
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.37%
Max Rate-1%

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateMay 07, 2026
Property Address41 FLORIDA ST, SPRINGFIELD, MA 01109-3902
Document Number0000020229
Book / Page26322 / 527
Instrument DateMar 23, 2026
Instrument2026.20229
Transaction TypeTransfer
Record UpdatedMay 28, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address41 FLORIDA ST, SPRINGFIELD, MA 01109-3902

Mortgage

DateMay 07, 2026
Lender
NameNORTHPOINT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.38%
Max Rate-1%

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateAug 30, 2019
Property Address41 FLORIDA ST, SPRINGFIELD, MA 01109-3902
Document Number22830-387
Book / Page22830 / 387
Instrument DateAug 28, 2019
Instrument49571
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 LITTLETON ST, SPRINGFIELD, MA 01104-2534

Mortgage

Document Number49572
DateAug 30, 2019
Instrument49572
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,663.00 (-1.19%)$297,400 (+7.44%) Land $26,100 Building $271,300$286,045 (-0.76%)
2024$288,230
2023$4,719.00$276,800 Land $23,200 Building $253,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138013003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the McKnight District (Boundary Increase)
listed 1986 · 476 contributing resources · NRIS 86002466

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 469 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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