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46 Florida St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 46 Florida St, Springfield, MA 01109 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,973 sqft · built 1901
Lot Size0.185 acres (8,054 sqft)
OwnerIndividual Name on File
Tax Bill$3,004 (2025)
Deeds & MortgagesDec 2025 Sale
Feb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNSPRI S:05220 P:0010

Property Details

APN / Parcel Number

Primary APNSPRI S:05220 P:0010
Alternative APN
  • 52200010

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,973 sqft Living Area
1st Floor Area888 sqft
Basement Area197 sqft
Unfinished Basement197 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area8,054 sqft (0.185 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number52200010
Street Address46 FLORIDA ST
CitySPRINGFIELD
StateMA
Zip01109-3903
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3012
Census Tract801300

Owner

Source: Hampden County and Springfield City records · APN SPRI S:05220 P:0010

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address521 SOMERS RD, EAST LONGMEADOW, MA 01028-2909
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2025Warranty Deed, Transfer
Feb 13, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateAug 29, 2025
Transfer Doc0026139-31
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateDec 05, 2025
Property Address46 FLORIDA ST, SPRINGFIELD, MA 01109-3903
Document Number0026139-31
Book / Page26139 / 31
Instrument DateAug 29, 2025
Instrument58435
Transaction TypeTransfer
Record UpdatedDec 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 SOMERS RD, E LONGMEADOW, MA 01028-2909

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address46 FLORIDA ST, SPRINGFIELD, MA 01109-3903
Document Number22574-369
Instrument DateFeb 13, 2019
Transaction TypeMortgage
Record UpdatedMar 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 FLORIDA ST SPRINGFIELD MA 011093903, SPRINGFIELD, MA 01109-3903

Mortgage

Document Number22574-369
DateMar 04, 2019
Book Page022574/000369
Instrument10915
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 03, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,004.00 (+21.77%)$191,600 (+32.41%) Land $25,900 Building $165,700$204,535 (-4.27%)
2024$213,655
2023$2,467.00$144,700 Land $23,000 Building $121,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138013003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the McKnight District (Boundary Increase)
listed 1986 · 476 contributing resources · NRIS 86002466

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 469 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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