55 Fairmount Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 55 Fairmount Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,275 sqft · built 1959
Lot Size	0.169 acres (7,349 sqft)
Owner	2 Individual Names on File
Last Sale	$691,000 (Aug 2013)
Tax Bill	$14,236 (2024)
Deeds & Mortgages	Sep 2018 Line of Credit Jun 2021 Mortgage
APN	`04-00118-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`04-00118-0000-00022`
Alternative APNs	`040011800022` `40309004`

Interior

Stories	2 Stories
Building Area	2,275 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	7,349 sqft (0.169 acres)
Lot Dimensions	98 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	40309004
Street Address	55 FAIRMOUNT AVE
City	CHATHAM
State	NJ
Zip	07928-2377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	118
Legal Lot Number	22
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4000
Census Tract	42800

Owner

55 Fairmount Ave is owned and occupied by two individuals who bought it in August 2013.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 FAIRMOUNT AVE, CHATHAM, NJ 07928-2377
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2013 · Amount on File
Deed Sale	Aug 26, 2013 · Amount on File
Prior Sale	Jun 20, 2001 · Amount on File
Deed Document Number	201369540
Deed Book / Page	22404 / 902
Prior Transfer Date	Jan 4, 1995
Prior Transfer Doc	4123000306
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	55 FAIRMOUNT AVE, CHATHAM, NJ 07928-2377
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234110344
Date	Sep 6, 2018
Book Page	23411/0344
Instrument	2018050482

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	55 FAIRMOUNT AVE, CHATHAM, NJ 07928-2377
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0241501694
Date	Jun 10, 2021
Book Page	24150/1694
Instrument	2021053814

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$879,300 (-) Land $526,700 Building $352,600	$879,300 (-) Land $526,700 Building $352,600
2025		$879,300 Land $526,700 Building $352,600	$879,300 Land $526,700 Building $352,600
2024	$14,236.00
2023		$879,300 Land $526,700 Building $352,600	$879,300 Land $526,700 Building $352,600
2022	$13,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 55 Fairmount Ave; there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Fairmount Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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