49 Fairmount Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 49 Fairmount Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,945 sqft · built 2020
Lot Size	0.239 acres (10,402 sqft)
Owner	2 Individual Names on File
Last Sale	$569,000 (May 2003)
Tax Bill	$26,717 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 1 more
APN	`04-00118-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`04-00118-0000-00024`
Alternative APNs	`040011800024` `40311004`

Interior

Stories	2 Stories
Building Area	2,945 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	10,402 sqft (0.239 acres)
Lot Dimensions	104 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	40311004
Street Address	49 FAIRMOUNT AVE
City	CHATHAM
State	NJ
Zip	07928-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	118
Legal Lot Number	24
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4000
Census Tract	42800

Owner

49 Fairmount Ave is owned and occupied by two individuals who bought it in May 2003.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 FAIRMOUNT AVE, CHATHAM, NJ 07928-2314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 5, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage NBKC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2003 · Amount on File
Deed Sale	May 6, 2003 · Amount on File
Prior Sale	May 20, 1994 · Amount on File
Deed Book / Page	5835 / 15
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	49 FAIRMOUNT AVE, CHATHAM, NJ 07928-2314
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240530645
Date	Mar 9, 2021
Book Page	24053/645
Instrument	2021022174

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	Other
Max Rate	8%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	49 FAIRMOUNT AVE, CHATHAM, NJ 07928-2314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235850153
Date	Aug 5, 2019
Book Page	23585/0153
Instrument	2019041007

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	49 FAIRMOUNT AVE, CHATHAM, NJ 07928-2314
Document Number	0232230896
Book / Page	023223 / 000896
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 FAIRMOUNT AVE CHATHAM NJ 079282314, CHATHAM, NJ 07928-2314

Mortgage

Document Number	0232230896
Date	Oct 16, 2017
Book Page	023223/000896
Instrument	62243

Lender

Name	NBKC BK
Address	OVERLAND PARK, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2032

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,650,200 (-) Land $563,000 Building $1,087,200	$1,650,200 (-) Land $563,000 Building $1,087,200
2025		$1,650,200 Land $563,000 Building $1,087,200	$1,650,200 Land $563,000 Building $1,087,200
2024	$26,717.00
2023		$1,650,200 Land $563,000 Building $1,087,200	$1,650,200 Land $563,000 Building $1,087,200
2022	$24,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 49 Fairmount Ave; there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Fairmount Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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