48 Fairmount Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 48 Fairmount Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,061 sqft · built 1887
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Mar 2014)
Tax Bill	$13,619 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2021 Mortgage
APN	`04-00091-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`04-00091-0000-00004`
Alternative APNs	`040009100004` `30468006`

Interior

Stories	2 Stories
Building Area	2,061 sqft Living Area

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Account Number	30468006
Street Address	48 FAIRMOUNT AVE
City	CHATHAM
State	NJ
Zip	07928-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	FAIRMOUNT AVE
Legal Block	91
Legal Lot Number	4
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	5
Census Block	5015
Census Tract	42800

Owner

48 Fairmount Ave is owned and occupied by two individuals who bought it in March 2014.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 FAIRMOUNT AVE, CHATHAM, NJ 07928-2313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2014 · Amount on File
Deed Sale	Mar 14, 2014 · Amount on File
Prior Sale	Dec 21, 2004 · Amount on File
Deed Document Number	201412141
Deed Book / Page	22505 / 621
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	48 FAIRMOUNT AVE, CHATHAM, NJ 07928-2313
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0245610477
Date	Jan 31, 2023
Book Page	24561/477
Instrument	2023003647

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	48 FAIRMOUNT AVE, CHATHAM, NJ 07928-2313
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239950476
Date	Jan 14, 2021
Book Page	23995/476
Instrument	2021004102

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$841,200 (-) Land $528,800 Building $312,400	$841,200 (-) Land $528,800 Building $312,400
2025		$841,200 Land $528,800 Building $312,400	$841,200 Land $528,800 Building $312,400
2024	$13,619.00
2023		$841,200 Land $528,800 Building $312,400	$841,200 Land $528,800 Building $312,400
2022	$15,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 48 Fairmount Ave; there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2011–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Fairmount Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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