55 E William St, Fords, NJ 08863 Property Records

Middlesex County and Woodbridge Township property record for 55 E William St, Fords, NJ 08863

Property Summary

Property Type	Single Family Home
Details	1,520 sqft · built 1915
Lot Size	0.127 acres (5,550 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (May 2024)
Tax Bill	$11,084 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-00043-07-00172`

Property Details

APN / Parcel Number

Primary APN	`25-00043-07-00172`
Alternative APNs	`2500043000700172` `1949`

Interior

Stories	2 Stories
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Stucco
Lot Area	5,550 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 50 ft wide

Location & Zoning

Account Number	1949
Street Address	55 E WILLIAM ST
City	FORDS
State	NJ
Zip	08863-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	50.0X111.0
Legal Block	43.7
Legal Lot Number	172
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3002
Census Tract	3203

Owner

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 E WILLIAM ST, FORDS, NJ 08863-2207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed, Transfer · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jun 12, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	Oct 8, 2021 · Amount on Record
Deed Document Number	202425851
Deed Book / Page	19455 / 1958
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 8, 2021
Property Address	55 E WILLIAM ST, FORDS, NJ 08863-2207
Document Number	2021127858
Book / Page	18665 / 1576
Instrument Date	Oct 6, 2021
Instrument	2021127858
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	ALL PRO TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,167.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1279 PATERSON PLANK RD APT 2, 1279, SECAUCUS, NJ 07094-3251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 E WILLIAM STREET, STRATFORD, NJ 08084

Mortgage

Document Number	2021127859
Date	Oct 8, 2021
Instrument	2021127859

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	55 E WILLIAM ST, FORDS, NJ 08863-2207
Document Number	0000052270
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 E WILLIAM ST FORDS NJ 088632207, FORDS, NJ 08863-2207

Mortgage

Document Number	0000052270
Date	Jun 16, 2020
Book Page	017910/001124
Instrument	52270

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 12, 2019
Property Address	55 E WILLIAM ST, FORDS, NJ 08863-2207
Document Number	0000044730
Book / Page	017523 / 001013
Instrument Date	May 30, 2019
Instrument	44730
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 E WILLIAM ST FORDS NJ 088632207, FORDS, NJ 08863-2207

Mortgage

Document Number	44731
Date	Jun 12, 2019
Book Page	017523/001017
Instrument	44731

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,200 (-) Land $20,400 Building $54,800	$75,200 (-) Land $20,400 Building $54,800
2025	$11,084.00 (+9.09%)	$75,200 (-) Land $20,400 Building $54,800	$75,200 (-) Land $20,400 Building $54,800
2024	$10,160.00 (+8.95%)
2023		$75,200 Land $20,400 Building $54,800	$75,200 Land $20,400 Building $54,800
2022	$9,325.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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