55 E Summit Ave, Midland Park, NJ 07432 Property Records

Bergen County and Midland Park Borough property record for 55 E Summit Ave, Midland Park, NJ 07432

Property Summary

Property TypeSingle Family Home
Details1,361 sqft · built 1946
Lot Size0.39 acres (16,975 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Aug 2001)
Tax Bill$13,926 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN35-00010-03-00014-01

Property Details

APN / Parcel Number

Primary APN35-00010-03-00014-01
Alternative APNs
  • 35000100003000140001
  • 039800

Interior

Stories1 Story
Building Area1,361 sqft Living Area
1st Floor Area1,361 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialFrame
Lot Area16,975 sqft (0.39 acres)
Lot Dimensions175 ft deep x 97 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number039800
Street Address55 E SUMMIT AVE
CityMIDLAND PARK
StateNJ
Zip07432-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description97X175
Legal Block10.03
Legal Lot Number14.01
JurisdictionBERGEN NJ
Township / Civil DivisionMIDLAND PARK
Census Block Group1
Census Block1018
Census Tract34002

Owner

Source: Bergen County and Midland Park Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address55 E SUMMIT AVE, MIDLAND PARK, NJ 07432-1310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2001 · Amount on Record
Deed SaleAug 24, 2001 · Amount on Record
Deed Book / Page8397 / 941
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateJul 28, 2026
Property Address55 E SUMMIT AVE, MIDLAND PARK, NJ 07432-1310
Document Number0000052080
Book / Page5860 / 1806
Instrument DateJul 3, 2026
Instrument202652080
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 E SUMMIT AVE, MIDLAND PARK, NJ 07432-1310

Mortgage

Document Number0000052080,
DateJul 28, 2026
Book Page5860/1806
Instrument202652080
Lender
NameMANUFACTURERS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate7.54%
Max Rate-1%

Tax Assessment & Valuation

Source: Bergen County and Midland Park Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityMidland Park Borough
Unified School DistrictMidland Park Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$377,600 (-) Land $233,500 Building $144,100$377,600 (-) Land $233,500 Building $144,100
2025$13,926.00 (+5.98%)$377,600 (-) Land $233,500 Building $144,100$377,600 (-) Land $233,500 Building $144,100
2024$13,140.00 (+7.01%)
2023$377,600 Land $233,500 Building $144,100$377,600 Land $233,500 Building $144,100
2022$12,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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