Bergen County and Midland Park Borough property record for 46 E Summit Ave, Midland Park, NJ 07432
| Property Type | Single Family Home |
|---|---|
| Details | 2,335 sqft · built 1946 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,070,000 (Apr 2024) |
| Tax Bill | $18,720 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-00010-03-00011 |
| Primary APN | 35-00010-03-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,335 sqft Living Area |
| 1st Floor Area | 2,335 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 12,602 sqft (0.289 acres) |
| Lot Dimensions | 150 ft deep x 84 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 039500 |
|---|---|
| Street Address | 46 E SUMMIT AVE |
| City | MIDLAND PARK |
| State | NJ |
| Zip | 07432-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 84X150 |
| Legal Block | 10.03 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MIDLAND PARK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 34002 |
Source: Bergen County and Midland Park Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 E SUMMIT AVE, MIDLAND PARK, NJ 07432-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jun 14, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| May 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CMG FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on Record |
| Deed Sale | Apr 30, 2024 · Amount on Record |
| Prior Sale | Jun 14, 2021 · Amount on Record |
| Deed Document Number | 202424671 |
| Deed Book / Page | 5225 / 1276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 30, 2024 |
| Property Address | 46 E SUMMIT AVE, MIDLAND PARK, NJ 07432-1311 |
| Document Number | 0052251276 |
| Book / Page | 5225 / 1276 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 2024024671 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | CLEAR SKIES TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,122.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 84 HARVEY RD, RIDGEFIELD, CT 06877-5212 |
| Name | Verified Name |
|---|---|
| Address | 46 E SUMMIT AVE, MIDLAND PARK, NJ 07432-1311 |
| Document Number | 2024024672 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2024024672 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 46 E SUMMIT AVE, MIDLAND PARK, NJ 07432-1311 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0043560176 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 4356/176 |
| Instrument | 2021139002 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 14, 2021 |
| Property Address | 46 E SUMMIT AVE, MIDLAND PARK, NJ 07432-1311 |
| Document Number | 0042101109 |
| Book / Page | 4210 / 1109 |
| Instrument Date | May 5, 2021 |
| Instrument | 2021094972 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,358.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 706 JENNY TRL, 706, FRANKLIN LAKES, NJ 07417-2938 |
| Name | Verified Name |
|---|---|
| Address | 46 E SUMMIT AVE, MIDLAND PARK, NJ 07432-1311 |
| Document Number | 2021094973 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021094973 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 46 E SUMMIT AVE, MIDLAND PARK, NJ 07432-1311 |
| Document Number | 0029540263 |
| Instrument Date | May 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 E SUMMIT AVE MIDLAND PARK NJ 074321311, MIDLAND PARK, NJ 07432-1311 |
| Document Number | 0029540263 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 002954/000263 |
| Instrument | 38113 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583-1382 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2048 |
Source: Bergen County and Midland Park Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Midland Park Borough |
| Unified School District | Midland Park Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,600 (-) Land $212,400 Building $295,200 | $507,600 (-) Land $212,400 Building $295,200 | |
| 2025 | $18,720.00 (+5.98%) | $507,600 (-) Land $212,400 Building $295,200 | $507,600 (-) Land $212,400 Building $295,200 |
| 2024 | $17,664.00 (+7.01%) | ||
| 2023 | $507,600 Land $212,400 Building $295,200 | $507,600 Land $212,400 Building $295,200 | |
| 2022 | $16,507.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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