45 E Summit Ave, Midland Park, NJ 07432 Property Records

Bergen County and Midland Park Borough property record for 45 E Summit Ave, Midland Park, NJ 07432

Property Summary

Property TypeSingle Family Home
Details917 sqft · built 1951
Lot Size0.301 acres (13,125 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Sep 2019)
Tax Bill$11,584 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-00010-03-00014-08

Property Details

APN / Parcel Number

Primary APN35-00010-03-00014-08
Alternative APNs
  • 35000100003000140008
  • 040400

Interior

Stories1 Story
Building Area917 sqft Living Area
1st Floor Area917 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Exterior MaterialFrame
Construction TypeFrame
Lot Area13,125 sqft (0.301 acres)
Lot Dimensions175 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number040400
Street Address45 E SUMMIT AVE
CityMIDLAND PARK
StateNJ
Zip07432-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description75X175
Legal Block10.03
Legal Lot Number14.08
JurisdictionBERGEN NJ
Township / Civil DivisionMIDLAND PARK
Census Block Group1
Census Block1018
Census Tract34002

Owner

Source: Bergen County and Midland Park Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 E SUMMIT AVE, MIDLAND PARK, NJ 07432-1310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2019 · Amount on Record
Deed SaleSep 5, 2019 · Amount on Record
Prior SaleJun 22, 2012 · Amount on Record
Deed Document Number201958447
Deed Book / Page3340 / 67
Prior Transfer DateJun 15, 2012
Prior Transfer Doc0010751911
Record UpdatedOct 29, 2026

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 5, 2019
Property Address45 E SUMMIT AVE, MIDLAND PARK, NJ 07432-1310
Document Number0033400067
Book / Page3340 / 67
Instrument DateAug 7, 2019
Instrument19-058447
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 E SUMMIT AVE, MIDLAND PARK, NJ 07432-1310

Mortgage

Document Number1905844701
DateSep 5, 2019
Instrument19-058447.01
Lender
NameVALLEY NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0033400067
DateSep 5, 2019
Book Page3340/67
Instrument19-058447
Lender
NameVALLEY NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Midland Park Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityMidland Park Borough
Unified School DistrictMidland Park Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$314,100 (-) Land $207,800 Building $106,300$314,100 (-) Land $207,800 Building $106,300
2025$11,584.00 (+5.97%)$314,100 (-) Land $207,800 Building $106,300$314,100 (-) Land $207,800 Building $106,300
2024$10,931.00 (+7.02%)
2023$314,100 Land $207,800 Building $106,300$314,100 Land $207,800 Building $106,300
2022$10,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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