55 David Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 55 David Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,440 sqft · built 1965
Lot Size	0.468 acres (20,400 sqft)
Owner	Company Name on Record
Last Sale	$1 (Oct 2025)
Tax Bill	$3,238 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`499920A000`

Property Details

APN / Parcel Number

Primary APN	`499920A000`
Alternative APN	`3-0037-4140-00-0055.0000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	1,440 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,400 sqft (0.468 acres)
Lot Dimensions	204 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	Deck Area
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	499920A000
Street Address	55 DAVID DR
City	SAINT CHARLES
State	MO
Zip	63304-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SKYLINE AC #2 LOT 55
Legal Subdivision	SKYLINE AC #2
Legal Lot Number	55
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2005
Census Tract	311149

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	112 GLENDALOUGH LN, WELDON SPRING, MO 63304-0532
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK OF MISSOURI
Feb 9, 2017	Warranty Deed, Transfer · Line of Credit MO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Oct 19, 2009 · Amount on Record
Deed Document Number	202544256
Prior Transfer Date	Oct 2, 2025
Prior Transfer Doc	0000044256
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 6, 2025
Property Address	55 DAVID DR, SAINT CHARLES, MO 63304-2626
Document Number	0000044256
Map Reference	MB 6 PG 5
Instrument Date	Oct 2, 2025
Instrument	2025R-044256
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 GLENDALOUGH LN, WELDON SPRING, MO 63304-0532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 GLENDALOUGH LN, WELDON SPRING, MO 63304-0532

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	55 DAVID DR, SAINT CHARLES, MO 63304-2626
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 GLENDALOUGH LN, WELDON SPRING, MO 63304-0532

Mortgage

Document Number	0000051566
Date	Sep 19, 2022
Instrument	2022R-051566

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 9, 2017
Property Address	55 DAVID DR, SAINT CHARLES, MO 63304-2626
Document Number	0066980060
Book / Page	006698 / 000060
Instrument Date	Feb 8, 2017
Instrument	88580
Transaction Type	Transfer
Record Updated	Feb 14, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 DAVID DR ST CHARLES MO 633042626, ST CHARLES, MO 63304-2626

Mortgage

Document Number	66980063
Date	Feb 9, 2017
Book Page	006698/000063
Instrument	88590

Lender

Name	MO BK
Type	Bank
Address	WARRENTON, MO 63383

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Feb 8, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,485 (-)	$286,764 (-) Land $38,570 Building $248,194
2025	$3,238.00 (+8.55%)	$54,485 (+9.31%)	$286,764 (+9.31%) Land $38,570 Building $248,194
2024	$2,983.00
2023		$49,845
2022			$262,344 Land $38,570 Building $223,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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