50 David Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 50 David Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,140 sqft · built 1959
Lot Size	0.487 acres (21,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Jun 2025)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`499770A000`

Property Details

APN / Parcel Number

Primary APN	`499770A000`
Alternative APN	`3-0037-4140-00-0050.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	3,280 sqft
1st Floor Area	1,440 sqft
Basement Area	1,400 sqft
Finished Basement	700 sqft
Unfinished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,200 sqft (0.487 acres)
Lot Dimensions	212 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	136 sqft
Deck Area	Deck Area
Patio Area	194 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	499770A000
Street Address	50 DAVID DR
City	SAINT CHARLES
State	MO
Zip	63304-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SKYLINE AC #2 LOT 50
Legal Subdivision	SKYLINE AC #2
Legal Lot Number	50
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2005
Census Tract	311149

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 DAVID DR, SAINT CHARLES, MO 63304-2626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 10, 2017	Quit Claim Deed, Transfer US TITLE
Jan 31, 2017	Warranty Deed, Transfer · FHA Mortgage PHH HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	202525844
Prior Transfer Date	Apr 10, 2017
Prior Transfer Doc	0067250794
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	50 DAVID DR, SAINT CHARLES, MO 63304-2626
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 DAVID DR, SAINT CHARLES, MO 63304-2626

Mortgage

Document Number	0000020943
Date	Apr 12, 2022
Instrument	2022R-020943

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Feb 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 10, 2017
Property Address	50 DAVID DR, SAINT CHARLES, MO 63304-2626
Document Number	0067250794
Book / Page	006725 / 000794
Instrument Date	Apr 10, 2017
Instrument	213270
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50 DAVID DR ST CHARLES MO 633042626, ST CHARLES, MO 63304-2626

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 31, 2017
Property Address	50 DAVID DR, SAINT CHARLES, MO 63304-2626
Document Number	0066932161
Book / Page	006693 / 002161
Instrument Date	Jan 27, 2017
Instrument	69270
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 DAVID DR ST CHARLES MO 633042626, ST CHARLES, MO 63304-2626

Mortgage

Document Number	66932163
Date	Jan 31, 2017
Book Page	006693/002163
Instrument	69280

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,112 (-)	$290,064 (-) Land $38,570 Building $251,494
2025	$3,274.00 (+8.48%)	$55,112 (+9.27%)	$290,064 (+9.27%) Land $38,570 Building $251,494
2024	$3,018.00
2023		$50,435
2022			$265,447 Land $38,570 Building $226,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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