52 David Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 52 David Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1965
Lot Size0.478 acres (20,800 sqft)
OwnerIndividual Name on Record
Last Sale$221,000 (Jun 2021)
Tax Bill$2,160 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN499830A000

Property Details

APN / Parcel Number

Primary APN499830A000
Alternative APN
  • 3-0037-4140-00-0052.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
Gross Area2,016 sqft
1st Floor Area864 sqft
Basement Area864 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,800 sqft (0.478 acres)
Lot Dimensions208 ft deep x 100 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area28 sqft
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number499830A000
Street Address52 DAVID DR
CitySAINT CHARLES
StateMO
Zip63304-2626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionSKYLINE AC #2 LOT 52
Legal SubdivisionSKYLINE AC #2
Legal Lot Number52
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2005
Census Tract311149

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address52 DAVID DR, SAINT CHARLES, MO 63304-2626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF SPRINGFIELD
Sep 9, 2020Deed of Trust, Construction Loan · Construction Mortgage
MISSOURI BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2021 · Amount on Record
Deed SaleJun 8, 2021 · Amount on Record
Prior SaleJun 8, 2021 · Amount on Record
Deed Document Number202148751
Prior Transfer DateApr 14, 2021
Prior Transfer Doc0000048750
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 8, 2021
Property Address52 DAVID DR, SAINT CHARLES, MO 63304-2626
Document Number2021R048751
Map ReferenceMB 6 PG 5
Instrument DateApr 15, 2021
Instrument2021R-048751
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 DAVID DR, SAINT CHARLES, MO 63304-2626

Mortgage

Document Number2021R048752
DateJun 8, 2021
Instrument2021R-048752
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051

September 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateSep 9, 2020
Property Address52 DAVID DR, SAINT CHARLES, MO 63304-2626
Document Number0000066336
Instrument DateAug 11, 2020
Instrument66336
Transaction TypeConstruction Loan
Record UpdatedNov 16, 2020
Title CompanyUS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 AGAPE LN COOK STATION MO 65449, COOK STATION, MO 65449

Mortgage

Document Number0000066336
DateSep 9, 2020
Instrument66336
Lender
NameMISSOURI BK
AddressWARRENTON, MO 63380
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 8, 2021

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,199 (-)$190,522 (-) Land $38,570 Building $151,952
2025$2,160.00 (+2.32%)$36,199 (+3.01%)$190,522 (+3.01%) Land $38,570 Building $151,952
2024$2,111.00
2023$35,140
2022$184,947 Land $38,570 Building $146,377

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1979–2020)
Claims Outside the SFHA1 of 11
Most Recent ClaimAug 2020 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

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