McDowell County property record for 55 Cedarbrook Ln, Nebo, NC 28761
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 2,370 sqft · built 1999 |
| Lot Size | 2.65 acres (115,434 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $17,500 (Sep 1998) |
| Tax Bill | $2,520 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1722-00-75-6077 |
| Primary APN | 1722-00-75-6077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,370 sqft Heated Area |
| Gross Area | 3,200 sqft |
| 1st Floor Area | 1,955 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 115,434 sqft (2.65 acres) |
| Garage Area | 536 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 26343 |
|---|---|
| Street Address | 55 CEDARBROOK LN |
| City | NEBO |
| State | NC |
| Zip | 28761-8691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Subdivision | CEDAR BROOKE |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 970200 |
55 Cedarbrook Ln, a rural home, is owned and occupied by two individuals who bought it in September 1998.
Source: McDowell County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 CEDARBROOK LN, NEBO, NC 28761-8691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Dec 12, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1998 · Amount on File |
| Deed Sale | Sep 1, 1998 · Amount on File |
| Deed Book / Page | 568 / 488 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 55 CEDARBROOK LN, NEBO, NC 28761-8691 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0013480868 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 1348/868 |
| Instrument | 2021002269 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 55 CEDARBROOK LN, NEBO, NC 28761-8691 |
| Document Number | 0012330090 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 55 CEDARBROOK LN NEBO NC 287618691, NEBO, NC 28761-8691 |
| Document Number | 0012330090 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 001233/000090 |
| Instrument | 6211 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2047 |
The 2025 property tax bill for 55 Cedarbrook Ln was $2,520 with a veteran's exemption.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,520.00 Veteran's exemption | $422,280 Land $40,000 Building $382,280 | |
| 2023 | $2,520.00 | $422,280 Land $40,000 Building $382,280 | $422,280 Land $40,000 Building $382,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Cedarbrook Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Cedarbrook Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MARION serves 9,362 people · EPA ID NC0156010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Skyrunner, Verizon.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures