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190 Cedarbrook Ln, Nebo, NC 28761 Property Records

McDowell County property record for 190 Cedarbrook Ln, Nebo, NC 28761

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 1,656 sqft · built 2004
Lot Size1.82 acres (79,279 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Aug 2024)
Tax Bill$2,403 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Oct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN1722-00-85-3460

Property Details

APN / Parcel Number

Primary APN1722-00-85-3460
Alternative APNs
  • 62599
  • 82519

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,656 sqft Heated Area
Gross Area2,160 sqft
Basement Area504 sqft
Finished Basement504 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area79,279 sqft (1.82 acres)
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number82519
Street Address190 CEDARBROOK LN
CityNEBO
StateNC
Zip28761-7622
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description1.822 AC LOT 14 CEDARBROOK CAUSBY SURVEY 8/8/2001
Legal SubdivisionDOUGLAS D & CYNTHIA BARLOWE
Legal Lot Number14
JurisdictionMCDOWELL NC
Township / Civil DivisionNEBO
Census Block Group1
Census Block1055
Census Tract970200

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address190 CEDARBROOK LN, NEBO, NC 28761-7622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2024Warranty Deed, Transfer · VA Mortgage
GOPRIME MORTGAGE INC
Oct 4, 2019Deed of Trust, Mortgage · Line of Credit
LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2024 · Amount on Record
Deed SaleAug 26, 2024 · Amount on Record
Prior SaleJul 29, 2016 · Amount on Record
Deed Document Number0001478203
Deed Book / Page1478 / 203
Record UpdatedJun 8, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateAug 26, 2024
Property Address190 CEDARBROOK LN, NEBO, NC 28761-7622
Document Number0014780203
Book / Page1478 / 203
Instrument DateAug 14, 2024
Instrument2024004016
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address85 BEAR CLIFF VILLAGE DR, NEBO, NC 28761-8204

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 CEDARBROOK LN, NEBO, NC 28761-7622

Mortgage

Document Number2024004017
DateAug 26, 2024
Instrument2024004017
Lender
NameGOPRIME MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address190 CEDARBROOK LN, NEBO, NC 28761-7622
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012880116
DateOct 4, 2019
Book Page1288/0116
Instrument2019004789
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressMARION, NC 28752
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,403.00$359,730 (-) Land $35,000 Building $324,730
2023$2,403.00$359,730 Land $35,000 Building $324,730$359,730 Land $35,000 Building $324,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims12 (1994–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MARION
serves 9,362 people · EPA ID NC0156010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Starlink
Satellite		280 / 30

May also be available: Skyrunner, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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