McDowell County property record for 297 Cedarbrook Ln, Nebo, NC 28761
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,280 sqft · built 1997 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Jul 2012) |
| Tax Bill | $1,728 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1722-00-86-1151 |
| Primary APN | 1722-00-86-1151 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,280 sqft Heated Area |
| Gross Area | 3,408 sqft |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,280 sqft |
| Finished Basement | 832 sqft |
| Unfinished Basement | 448 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 59,677 sqft (1.37 acres) |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Account Number | 73872 |
|---|---|
| Street Address | 297 CEDARBROOK LN |
| City | NEBO |
| State | NC |
| Zip | 28761-7625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 8 CEDARBROOK S/D1.37 ACRES |
| Legal Subdivision | CEDARBROOK SD |
| Legal Lot Number | 8 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 970200 |
Source: McDowell County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 297 CEDARBROOK LN, NEBO, NC 28761-7625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2012 · Amount on Record |
| Deed Sale | Jul 12, 2012 · Amount on Record |
| Deed Document Number | 20123119 |
| Deed Book / Page | 1075 / 578 |
| Last Transfer Date | Dec 2, 2020 |
| Transfer Doc | 0013330468 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Dec 14, 2020 |
| Property Address | 297 CEDARBROOK LN, NEBO, NC 28761-7625 |
| Document Number | 0013330468 |
| Book / Page | 1333 / 468 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 2020006627 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 297 CEDARBROOK LN, NEBO, NC 28761-7625 |
| Document Number | 2020006628 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020006628 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2041 |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,728.00 | $258,720 (-) Land $35,000 Building $223,720 | |
| 2023 | $1,728.00 | $258,720 Land $35,000 Building $223,720 | $258,720 Land $35,000 Building $223,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Skyrunner, Verizon.
5G and 4G LTE (outdoors only)
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