55 Cayman Cir, Umatilla, FL 32784 Property Records

Lake County property record for 55 Cayman Cir, Umatilla, FL 32784 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	990 sqft Living Area
Lot Size	7,581 sqft (0.174 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2023)
Tax Bill	$3,508.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-18-26-0015-000-02200`
Alternative APN	`3514904`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	990 sqft Living Area
1st Floor	990 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	7,581 sqft (0.174 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	294 sqft Garage

Exterior Amenities

Deck Area	425 sqft Deck
Patio Area	150 sqft Patio
Porch	Open Porch
Porch Area	170 sqft Porch
Utility Building	288 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3514904
Street Address	55 CAYMAN CIR
City	UMATILLA
State	FL
Zip	32784-9085
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	UMATILLA LAKE MARY ESTATES SUB LOT 22 PB 28 PG 74-76 ORB 6166 PG 1270
Legal Range	26E
Legal Township	18S
Legal Section	14
Legal Subdivision	LAKE MARY ESTATES
Legal Tract	D
Legal Lot Number	22
Jurisdiction	LAKE FL
Minor Civil Division	UMATILLA
Census Blockgroup	1
Census Block	1063
Census Tract	30110

Owner

Source: Lake County records · APN 14-18-26-0015-000-02200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	55 CAYMAN CIR, UMATILLA, FL 32784-9085
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Feb 27, 2012 · Amount on Record
Deed Doc Number	2023076753
Deed Book / Page	6166 / 1270
Record Refreshed	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 27, 2023
Property Address	55 CAYMAN CIR, UMATILLA, FL 32784-9085
Document Number	0061661270
Book / Page	6166 / 1270
Map Reference	MB 28 PG 74
Instrument Date	Jun 23, 2023
Instrument	2023076753
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4086 SCOTCH VALLEY RD, HOLLIDAYSBURG, PA 16648-5281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 CAYMAN CIR, UMATILLA, FL 32784-9085

Mortgage

Document Number	0061661272
Date	Jun 27, 2023
Instrument	6166/1272

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$209,646 (+54.46%) Land $75,000 Building $134,646	$209,646 (+54.46%) Land $75,000 Building $134,646
2024	$3,508.00 (+39.48%)
2023	$2,515.00 (+6.66%) Homeowner's exemption	$135,727 (-)	$135,727 (-) Land $45,000 Building $90,727
2022	$2,358.00	$135,727	$135,727 Land $45,000 Building $90,727

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 21% of Florida
Wildfire Likelihood	About 1 in 775 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.