Lake County property record for 41 Cayman Cir, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,439 sqft · built 1993 |
| Lot Size | 0.427 acres (18,634 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $857 (2024) |
| Deeds & Mortgages | Jan 2023 Transfer Nov 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-18-26-0015-000-02900 |
| Primary APN | 14-18-26-0015-000-02900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,439 sqft Living Area |
| 1st Floor Area | 1,439 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 18,634 sqft (0.427 acres) |
| Garage Type | Finished |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 225 sqft |
| Deck Area | 486 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3511654 |
|---|---|
| Street Address | 41 CAYMAN CIR |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UMATILLA LAKE MARY ESTATES SUB LOT 29 PB 28 PG 74-76 ORB 1269 PG 556 ORB 6059 PG 689 ORB 6078 PG 1423 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | LAKE MARY ESTATES |
| Legal Tract | 15 |
| Legal Lot Number | 29 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 30110 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 41 CAYMAN CIR, UMATILLA, FL 32784-9085 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 11, 2023 | Correction Deed ACCOMODATION, ACCOMMODATION |
| Nov 30, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2023 |
| Deed Sale | Jan 11, 2023 |
| Prior Sale | Jan 4, 1994 · Amount on Record |
| Deed Document Number | 0060781423 |
| Prior Transfer Date | Nov 30, 2022 |
| Prior Transfer Doc | 2022154122 |
| Record Updated | Jun 8, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 11, 2023 |
| Property Address | 41 CAYMAN CIR, UMATILLA, FL 32784-9085 |
| Document Number | 0060781423 |
| Book / Page | 6078 / 1423 |
| Map Reference | MB 28 PG 74 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 2023004018 |
| Record Updated | May 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 41 CAYMAN CIR, UMATILLA, FL 32784-9085 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 41 CAYMAN CIR, UMATILLA, FL 32784-9085 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 30, 2022 |
| Property Address | 41 CAYMAN CIR, UMATILLA, FL 32784-9085 |
| Document Number | 0060590689 |
| Book / Page | 6059 / 689 |
| Map Reference | MB 28 PG 74 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2022154122 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 CAYMAN CIR, UMATILLA, FL 32784-9085 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 41 CAYMAN CIR, UMATILLA, FL 32784-9085 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,190 (+5.98%) Land $48,400 Building $37,790 | $231,758 (+53.41%) Land $48,400 Building $183,358 | |
| 2024 | $857.00 (+4.64%) | ||
| 2023 | $819.00 (+12.04%) Homeowner's exemption Senior Citizen's exemption | $81,330 (+2.99%) | $151,074 (-) Land $27,500 Building $123,574 |
| 2022 | $731.00 Homeowner's exemption Senior Citizen's exemption | $78,970 | $151,074 Land $27,500 Building $123,574 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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