53 Cayman Cir, Umatilla, FL 32784 Property Records

Lake County property record for 53 Cayman Cir, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 832 sqft · built 1993
Lot Size	0.164 acres (7,181 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Apr 2022)
Tax Bill	$1,860 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-18-26-0015-000-02300`

Property Details

APN / Parcel Number

Primary APN	`14-18-26-0015-000-02300`
Alternative APN	`3514912`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,181 sqft (0.164 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Patio Area	96 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3514912
Street Address	53 CAYMAN CIR
City	UMATILLA
State	FL
Zip	32784-9085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UMATILLA LAKE MARY ESTATES SUB LOT 23 PB 28 PG 74-76 ORB 5943 PG 1183
Legal Range	26E
Legal Township	18S
Legal Section	14
Legal Subdivision	LAKE MARY ESTATES
Legal Tract	15
Legal Lot Number	23
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1063
Census Tract	30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	53 CAYMAN CIR, UMATILLA, FL 32784-9085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Sep 10, 2015 · Amount on Record
Deed Document Number	2022057143
Deed Book / Page	5943 / 1183
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 25, 2022
Property Address	53 CAYMAN CIR, UMATILLA, FL 32784-9085
Document Number	0059431183
Book / Page	5943 / 1183
Map Reference	MB 28 PG 74
Instrument Date	Apr 20, 2022
Instrument	2022057143
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 582, UMATILLA, FL 32784-0582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 CITRUS TOWER BLVD APT 8308, 8308, CLERMONT, FL 34711-6836

Mortgage

Document Number	0059431185
Date	Apr 25, 2022
Instrument	5943/1185

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,700 (+5.98%) Land $75,000 Building $53,700	$187,816 (+54.66%) Land $75,000 Building $112,816
2024	$1,860.00 (+4.61%)
2023	$1,778.00 (+131.21%) Homeowner's exemption	$121,439 (+79.06%)	$121,439 (-) Land $45,000 Building $76,439
2022	$769.00 Homeowner's exemption	$67,820	$121,439 Land $45,000 Building $76,439

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20