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55 Caroline Rd, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 55 Caroline Rd, Gowanda, NY 14070

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,232 sqft · built 1939
Lot Size0.249 acres (10,800 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Mar 2021)
Tax Bill$6,018 (2026)
Deeds & MortgagesMar 2021 Sale & Mortgage
Feb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN201-0022000

Property Details

APN / Parcel Number

Primary APN201-0022000
Alternative APNs
  • 36013491100002026000
  • 143601 349.11-2-26

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,232 sqft Living Area
1st Floor Area896 sqft
2nd Floor Area1,336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleColonial
Exterior MaterialBrick
Lot Area10,800 sqft (0.249 acres)
Lot Dimensions180 ft deep x 60 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area178 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number201-0022000
Street Address55 CAROLINE RD
CityGOWANDA
StateNY
Zip14070-1013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal SubdivisionHOLLAND LAND COMPANY S SURVEY
Legal Block2
Legal Lot Number26.000
JurisdictionERIE NY
Township / Civil DivisionCOLLINS
Census Block Group2
Census Block2016
Census Tract17501

Owner

Source: Erie County and Collins Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address55 CAROLINE RD, GOWANDA, NY 14070-1013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed, Transfer · Stand-Alone First Mortgage
HAMLIN BANK & TRUST COMPANY
Feb 25, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2021 · Amount on Record
Deed SaleMar 19, 2021 · Amount on Record
Deed Document Number202153276
Deed Book / Page11376 / 7873
Prior Transfer DateFeb 9, 2020
Prior Transfer Doc0113575495
Record UpdatedOct 29, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionERIE NY
Recording DateMar 19, 2021
Property Address55 CAROLINE RD, GOWANDA, NY 14070-1013
Document Number0113767873
Book / Page11376 / 7873
Instrument DateNov 9, 2020
Instrument2021053276
Transaction TypeTransfer
Record UpdatedFeb 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address55 CAROLINE RD, GOWANDA, NY 14070-1013

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 CAROLINE RD, GOWANDA, NY 14070-1013

Mortgage

Document Number0139861203
DateMar 19, 2021
Book Page13986/1203
Instrument2021053277
Lender
NameHAMLIN BANK & TRUST COMPANY
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term240 Months
DueMar 19, 2041

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionERIE NY
Recording DateFeb 25, 2020
Property Address55 CAROLINE RD, GOWANDA, NY 14070-1013
Document Number0113575495
Book / Page011357 / 005495
Instrument DateFeb 9, 2020
Transaction TypeTransfer
Record UpdatedMar 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10543 SKINNER HOLLOW RD GOWANDA NY 140709668, GOWANDA, NY 14070-9668

Tax Assessment & Valuation

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCollins Town
MunicipalityGowanda Village
Unified School DistrictGowanda Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,018.00 (+390.46%)
2025$1,227.00 (-62.73%)$87,700 (-) Land $3,400 Building $84,300$313,200 (+21.42%) Land $12,142 Building $301,058
2024$3,292.00$87,700 (-) Land $3,400 Building $84,300$257,941 (+5.89%) Land $10,000 Building $247,941
2023$87,700 (-) Land $3,400 Building $84,300$243,600 (+16.67%) Land $9,444 Building $234,156
2022$87,700 Land $3,400 Building $84,300$208,800 Land $8,095 Building $200,705
2021$1,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims11 (1996–2022)
Claims Outside the SFHA6 of 11
Most Recent ClaimFeb 2022 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Aug 2009 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOWANDA VILLAGE
serves 2,800 people · EPA ID NY0400340
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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