1. Home
  2. New York
  3. Gowanda
  4. Caroline Rd

48 Caroline Rd, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 48 Caroline Rd, Gowanda, NY 14070

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,250 sqft · built 1940
Lot Size0.268 acres (11,640 sqft)
Owner2 Individual Names on File
Last Sale$249,900 (Apr 2023)
Tax Bill$4,872 (2026)
Deeds & MortgagesApr 2023 Sale
Oct 2017 Second Mortgage
Flood ZoneZone X (minimal risk)
APN201-0028000

Property Details

APN / Parcel Number

Primary APN201-0028000
Alternative APNs
  • 36013491100003018000
  • 143601 349.11-3-18

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,250 sqft Living Area
1st Floor Area1,440 sqft
Upper Floors Area300 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2020
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area11,640 sqft (0.268 acres)
Lot Dimensions193 ft deep x 60 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area176 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number201-0028000
Street Address48 CAROLINE RD
CityGOWANDA
StateNY
Zip14070-1014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHGWY GABEL Z & A WEINAUG
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block3
Legal Lot Number18.000
JurisdictionERIE NY
Township / Civil DivisionCOLLINS
Census Block Group2
Census Block2020
Census Tract17501

Owner

48 Caroline Rd is owned by two individuals who bought it in April 2023.

Source: Erie County and Collins Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1640 ALLEN ST, GOWANDA, NY 14070-9757
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Warranty Deed, Transfer
Oct 25, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GOWANDA AREA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2023 · Amount on File
Deed SaleApr 11, 2023 · Amount on File
Deed Document Number202361536
Deed Book / Page11415 / 9199
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateApr 11, 2023
Property Address48 CAROLINE RD, GOWANDA, NY 14070-1014
Document Number0114159199
Book / Page11415 / 9199
Instrument DateApr 5, 2023
Instrument2023061536
Transaction TypeTransfer
Record UpdatedJul 3, 2023

Transaction

AmountAmount on Record
Tax$1,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address48 CAROLINE RD, GOWANDA, NY 14070-1014

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 ALLEN ST, GOWANDA, NY 14070-9757

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address48 CAROLINE RD, GOWANDA, NY 14070-1014
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138327181
DateOct 25, 2017
Book Page13832/7181
Instrument2017215553
Lender
NameGOWANDA AREA FCU
AddressGOWANDA, NY 14070
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueNov 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 48 Caroline Rd was $4,872, up 390.1% from the year before.

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCollins Town
MunicipalityGowanda Village
Unified School DistrictGowanda Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,872.00 (+390.14%)
2025$994.00 (-62.7%)$71,000 (-) Land $3,400 Building $67,600$253,600 (+21.44%) Land $12,144 Building $241,456
2024$2,665.00$71,000 (-) Land $3,400 Building $67,600$208,824 (+5.89%) Land $10,000 Building $198,824
2023Homeowner's exemption$71,000 (+52.69%) Land $3,400 Building $67,600$197,200 (+78.14%) Land $9,443 Building $187,757
2022$46,500 Land $3,400 Building $43,100$110,700 Land $8,094 Building $102,606
2021$606.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 48 Caroline Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims11 (1996–2022)
Claims Outside the SFHA6 of 11
Most Recent ClaimFeb 2022 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Aug 2009 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Caroline Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOWANDA VILLAGE
serves 2,800 people · EPA ID NY0400340
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Caroline Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures