55 Beach Rd, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 55 Beach Rd, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1880
Lot Size	0.078 acres (3,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (May 2023)
Tax Bill	$7,274 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`WINT M:057 L:051`

Property Details

APN / Parcel Number

Primary APN	`WINT M:057 L:051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
Gross Area	2,329 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,388 sqft (0.078 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	55 BEACH RD
City	WINTHROP
State	MA
Zip	02152-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	51
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1009
Census Tract	180101

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 BEACH RD, WINTHROP, MA 02152-1103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST BANK
Sep 4, 2019	Quit Claim Deed, Transfer · VA Mortgage USAA FSB
Dec 17, 2018	Quit Claim Deed, Transfer DUNEGRASS CAP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Sep 4, 2019 · Amount on Record
Deed Book / Page	69037 / 223
Prior Transfer Date	May 30, 2023
Prior Transfer Doc	069037-223
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	May 31, 2023
Property Address	55 BEACH RD, WINTHROP, MA 02152-1103
Document Number	069037-223
Book / Page	69037 / 223
Instrument Date	May 30, 2023
Instrument	32145
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 BEACH RD, WINTHROP, MA 02152-1103

Mortgage

Document Number	0000032146
Date	May 31, 2023
Instrument	32146

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Sep 4, 2019
Property Address	55 BEACH RD, WINTHROP, MA 02152-1103
Document Number	61691-222
Book / Page	61691 / 222
Instrument Date	Sep 3, 2019
Instrument	74658
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BEACH RD, WINTHROP, MA 02152-1103

Mortgage

Document Number	74659
Date	Sep 4, 2019
Instrument	74659

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Dec 17, 2018
Property Address	55 BEACH RD, WINTHROP, MA 02152-1103
Document Number	60540-175
Book / Page	060540 / 000175
Instrument Date	Dec 17, 2018
Instrument	108300
Transaction Type	Transfer
Record Updated	Jan 8, 2019

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,272.24
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	196 HAGMAN RD EAST BOSTON MA 02128, EAST BOSTON, MA 02128

Mortgage

Document Number	60540-178
Date	Dec 17, 2018
Book Page	060540/000178
Instrument	108301

Lender

Name	DUNEGRASS CAP LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,274.00 (+13.89%)	$653,000 (+5.51%) Land $336,900 Building $316,100	$704,360 (-4.05%)
2025	$6,387.00 (+2.29%)	$618,900 (+3.29%) Land $320,900 Building $298,000
2024	$6,244.00 (+4.55%)	$599,200 (+7.36%) Land $308,400 Building $290,800	$734,065
2023	$5,972.00	$558,100 Land $282,300 Building $275,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 individual policies
Nearby Flood Policies	71 units insured incl. 26 condo units
Nearby Flood Claims	92 (1978–2023)
Claims Outside the SFHA	5 of 92
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 9 claims Coastal Storm, Oct 1991 · 23 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy, Verizon.

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