59 Beach Rd, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 59 Beach Rd, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,523 sqft · built 1875
Lot Size	0.111 acres (4,847 sqft)
Owner	Individual Name on File
Tax Bill	$7,261 (2026)
Deeds & Mortgages	Jul 2023 Refinance Dec 2021 Refinance + 4 more
Flood Zone	Zone AE (high risk)
APN	`WINT M:057 L:050`

Property Details

APN / Parcel Number

Primary APN	`WINT M:057 L:050`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,523 sqft Living Area
Gross Area	2,674 sqft
Basement Area	628 sqft
Unfinished Basement	628 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,847 sqft (0.111 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	59 BEACH RD
City	WINTHROP
State	MA
Zip	02152-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	50
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1009
Census Tract	180101

Owner

59 Beach Rd is owned and occupied by an individual who acquired it in April 2018.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	59 BEACH RD, WINTHROP, MA 02152-1103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 18, 2018	Deed of Trust, Mortgage · ARM COOPERATIVE BANK
May 13, 2019	Deed of Trust, Mortgage · ARM COOPERATIVE BANK
Apr 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2018
Deed Sale	Apr 9, 2018
Deed Document Number	201829171
Deed Book / Page	59419 / 121
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	59 BEACH RD, WINTHROP, MA 02152-1103
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069218-237
Date	Jul 17, 2023
Book Page	69218/237
Instrument	43955

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	59 BEACH RD, WINTHROP, MA 02152-1103
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00066797-1
Date	Dec 6, 2021
Book Page	66797/1
Instrument	131525

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	59 BEACH RD, WINTHROP, MA 02152-1103
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66655-209
Date	Nov 12, 2021
Book Page	66655/209
Instrument	123588

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	59 BEACH RD, WINTHROP, MA 02152-1103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59744-336
Date	Jun 18, 2018
Book Page	59744/336
Instrument	51954

Lender

Name	COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Margin	3

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	59 BEACH RD, WINTHROP, MA 02152-1103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61099-123
Date	May 13, 2019
Book Page	61099/123
Instrument	35541

Lender

Name	COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2026

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Apr 9, 2018
Property Address	59 BEACH RD, WINTHROP, MA 02152-1103
Document Number	59419-121
Book / Page	059419 / 000121
Instrument Date	Mar 30, 2018
Instrument	29171
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 BEACH RD WINTHROP MA 021521103, WINTHROP, MA 02152-1103

Tax Assessment & Valuation

The 2026 property tax bill for 59 Beach Rd was $7,261, up 14.8% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,261.00 (+14.8%)	$651,800 (+6.35%) Land $352,400 Building $299,400	$648,556
2025	$6,325.00 (-1%)	$612,900 (-0.03%) Land $335,700 Building $277,200
2024	$6,389.00 (+6.25%)	$613,100 (+9.09%) Land $322,600 Building $290,500	$800,755
2023	$6,013.00	$562,000 Land $295,300 Building $266,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Beach Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 45 individual policies
Nearby Flood Policies	71 units insured incl. 26 condo units
Nearby Flood Claims	92 (1978–2023)
Claims Outside the SFHA	5 of 92
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 9 claims Coastal Storm, Oct 1991 · 23 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 59 Beach Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy, Verizon.

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