38 Beach Rd, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 38 Beach Rd, Winthrop, MA 02152

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,157 sqft · built 1900
Lot Size0.096 acres (4,169 sqft)
OwnerIndividual Name on Record
Last Sale$254,500 (Dec 2012)
Tax Bill$6,183 (2026)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone AE (high risk)
APNWINT M:057 L:008

Property Details

APN / Parcel Number

Primary APNWINT M:057 L:008

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,157 sqft Living Area
Gross Area1,951 sqft
Basement Area21 sqft
Unfinished Basement21 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,169 sqft (0.096 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address38 BEACH RD
CityWINTHROP
StateMA
Zip02152-1104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCOTTAGE
Legal Lot Number8
JurisdictionWINTHROP MA
Township / Civil DivisionWINTHROP TOWN
Census Block Group1
Census Block1011
Census Tract180101

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 BEACH RD, WINTHROP, MA 02152-1104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2012 · Amount on Record
Deed SaleDec 21, 2012 · Amount on Record
Prior SaleAug 30, 1995 · Amount on Record
Deed Book / Page50702 / 183
Transfer Doc050702-183
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP MA
Property Address38 BEACH RD, WINTHROP, MA 02152-1104
Document Number58127-156
Instrument DateMay 12, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number58127-156
DateJun 26, 2017
Book Page058127/000156
Instrument54667
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountySuffolk County
MunicipalityWinthrop Town City
Unified School DistrictWinthrop School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,183.00 (+13.41%)$555,000 (+5.05%) Land $346,000 Building $209,000$567,589 (-13.06%)
2025$5,452.00 (+0.09%)$528,300 (+1.07%) Land $329,500 Building $198,800
2024$5,447.00 (+4.57%)$522,700 (+7.37%) Land $316,700 Building $206,000$652,840
2023$5,209.00$486,800 Land $289,900 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 45 individual policies
Nearby Flood Policies71 units insured
incl. 26 condo units
Nearby Flood Claims92 (1978–2023)
Claims Outside the SFHA5 of 92
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Winter Coastal Storm, Dec 1992 · 9 claims
  • Coastal Storm, Oct 1991 · 23 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTHROP WATER DIVISION, (MWRA)
serves 19,316 people · EPA ID MA3346000
Water SourcePurchased surface water from MWRA
Last State InspectionDec 2023
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Netafy, Verizon.

Nearby Properties on Beach Rd

Nearby Streets

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