5499 Hilltop Rd, Castro Valley, CA 94552 Property Records

Alameda County property record for 5499 Hilltop Rd, Castro Valley, CA 94552

Property Summary

Property Type	Single Family Home
Lot Size	2.87 acres (125,338 sqft)
Owner	2 Individual Names on File
Last Sale	$3,047,000 (Aug 2025)
Tax Bill	$18,274 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2023 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`85A-6000-4`

Property Details

APN / Parcel Number

Primary APN	`85A-6000-4`
Alternative APN	`085A-6000-004-00`

Exterior

Lot Area	125,338 sqft

Location & Zoning

Street Address	5499 HILLTOP RD
City	CASTRO VALLEY
State	CA
Zip	94552-0102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: TR: 6869 ;LOT: 00002 BLK: TR: 6869 ;LOT: 00003 BLK: TR: 6869
Legal Subdivision	TRACT 6869 FILED OCTOBER 9 2006 IN
Legal Tract	6869
Legal Lot Number	1
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2002
Census Tract	435103

Owner

5499 Hilltop Rd is owned by two individuals who bought it in August 2025.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4760 MOUNTAIRE PL, SAN JOSE, CA 95138-2714
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 21, 2023	Deed of Trust, Mortgage · Construction Mortgage WELLS FARGO BANK NA
Aug 29, 2025	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL COMPANYHOMEBU
May 13, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 11, 2022	Intrafamily Transfer, Transfer
Apr 11, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	May 13, 2022 · Amount on File
Deed Document Number	2025109165
Prior Transfer Date	Jan 20, 2022
Prior Transfer Doc	0000072508
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5499 HILLTOP RD, CASTRO VALLEY, CA 94552
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5499 HILLTOP RD, CASTRO VALLEY, CA 94552-0102

Mortgage

Document Number	0000164085
Date	Dec 23, 2025
Instrument	2025164085

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2055

Interest

Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5499 HILLTOP RD, CASTRO VALLEY, CA 94552
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 BISHOP DR 100, 100, SAN RAMON, CA 94583-5005
Investor	Possibly a Property Investor

Mortgage

Document Number	0000083377
Date	Jul 21, 2023
Instrument	2023083377

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEW YORK, NY 10199

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 29, 2025
Property Address	5499 HILLTOP RD, CASTRO VALLEY, CA 94552
Document Number	0000109165
Map Reference	MB 293 PG 44 - 50
Instrument Date	Jul 24, 2025
Instrument	2025109165
Transaction Type	Transfer
Record Updated	Sep 26, 2025
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL COMPANYHOMEBU

Transaction

Amount	Amount on Record
Tax	$3,351.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4760 MOUNTAIRE PL, SAN JOSE, CA 95138-2714

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 13, 2022
Property Address	5499 HILLTOP RD, CASTRO VALLEY, CA 94552
Document Number	0000094046
Map Reference	MB 293 PG 44-50
Instrument Date	May 11, 2022
Instrument	2022094046
Transaction Type	Transfer
Record Updated	Sep 26, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$12,347.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 BISHOP DR # 100, 100, SAN RAMON, CA 94583-5005
Investor	Possibly a Property Investor

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 11, 2022
Property Address	5499 HILLTOP RD, CASTRO VALLEY, CA 94552
Document Number	0000072509
Map Reference	MB 293 PG 44-50
Instrument Date	Mar 31, 2022
Instrument	2022072509
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2081 CORBERRIE LN # ARCO, ARCO, RALEIGH, NC 27613-4315

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 11, 2022
Property Address	5499 HILLTOP RD, CASTRO VALLEY, CA 94552
Document Number	0000072508
Map Reference	MB 293 PG 44-50
Instrument Date	Jan 20, 2022
Instrument	2022072508
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8081 ARCO CORPORATE DR, RALEIGH, NC 27617-2041

Tax Assessment & Valuation

The 2025 property tax bill for 5499 Hilltop Rd was $18,274, up 127.7% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,046,500 (+102.02%) Land $914,000 Building $2,132,500
2025	$18,274.00 (+127.69%)	$1,508,025 Land $652,425 Building $855,600
2024	$8,026.00 (+6.94%)
2023	$7,505.00	$627,096 Land $627,096

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5499 Hilltop Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1983–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5499 Hilltop Rd is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 64% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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